Feeling secure about personal finances is tough for everyone right now. Home values are dropping, the stock market is volatile, and the price of food and gas keeps rising. One of the ways to dodge the bullet is to plan and be smart about your dough. According to the Wall Street Journal, even Federal Reserve Chairman Ben Bernanke is pushing the financial literacy thing. He even thinks financial literacy classes should be required in all high schools before graduation. Not a bad idea, not a bad idea at all.