Money & SavingsWell, that doesn’t seem fair. But it may be a reality, according to Linda Stern at AARP Bulletin. Apparently, tax-deferred accounts like 401(k) plans and Individual Retirement Accounts (IRAs) may be subject to be taxed when folks withdraw from them for everyday expenses. Stern gives us some solutions: So, what’s a pre-retiree to do? Don’t put all of your eggs in that tax-deferral basket, counsel a growing number of advisers. Firms like Financial Consulate Inc. in Hunt Valley, Md., are …