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Truth be told, I’m a little young for launching into Medicare status. I’ve got a good 30 years to go for full coverage.

But like many of you, I’ve struggled to read my insurance statements for years. What do all of the columns mean? What are non-covered charges, and why am I getting them, when I go to a regular doctor of mine? Or why did my insurance company pay less than what they approved for a health expense?  For all of us, having to be our own health advocate is hard work, and I’ve long though a cheat sheet to explain it all would be super helpful.

AARP thought so too, so they developed a handy decoder for your Part A and Part B Medicare Summary Notices (MSN). Check out these awesome, clickable tools to translate the tricky statements, and say goodbye to MSN headaches!

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