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5 Medicare Tips to Remember Before Moving Your Parents
Posted By Chuck Ross On November 20, 2012 @ 9:02 pm In Take Care | Comments Disabled
The decision to move a loved one cross-country can happen quickly. As I learned when moving my father from Missouri to Massachusetts, understanding the possible Medicare implications of an interstate relocation should be at the top of your to-do list.
Dad wanted to maintain his Medicare Advantage coverage. These private plans are an alternative to the combination of standard Medicare and Medigap coverage, and include Part D drug plans. Many operate as HMOs, so all care is coordinated through a primary care physician (PCP), so you need to have a PCP in place before any follow-up specialist visits can be authorized.
As I learned, getting new coverage without a lapse in care can be challenging. Even national providers may have different subsidiaries (and coverage options) from state to state – this can be true with standard Medigap policies, too. I didn’t understand just how complicated – and potentially health-threatening – this problem could be. If I had, I might have added the following five tasks to my to-do list, between all the packing.
Photo courtesy Robert S. Donovan via Creative Commons
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