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The #1 Topic to Talk About After 50 (Even If They Say We Shouldn’t!)
Posted By Barbara Hannah Grufferman On May 9, 2013 @ 4:48 pm In Money & Savings,Your Life | Comments Disabled
We’re in real life. Midlife, in fact. And we need money.
If you don’t have a plan… it’s time to think about creating one. We don’t want to be in our 50s, 60s and beyond without enough money  to take care of ourselves.
Where to start?
First, understand that even the most savvy, well-respected financial gurus don’t know what the future holds. Will real estate values go back up to their prior levels? Some think so, most think not . . . but, really we don’t know. And the stock market? It will continue to go up and down as it always has, according to Jason Zweig , one of the experts I consulted for my book, The Best of Everything After 50 , and a Wall Street Journal columnist. To keep from going totally bonkers, Jason also strongly urged us to consider working with a money pro — a financial planner .
Jason and AARP’s Money Expert, Jane Bryant Quinn  (another financial expert I interviewed for The Best of Everything After 50) strongly urge us to find a trusted financial planner we can work with for the long term. A financial planner can help us with our “life plan” and make sure we stick with one. Don’t have one, and not sure how to find one? Jason and Jane suggest asking friends and family for suggestions. If that doesn’t pan out, contact one of the fee-only financial advisers who offer their services on an hourly, as-needed basis, which will keep your costs way down.
You can do your own planning, but I urge you to get a professional to help — at least in the beginning – especially if there have been recent changes in your financial status (job loss or change, illness, divorce or marriage, and so on).
Whether you work with a planner or take the DIY route, having a plan will bring financial clarity to your life, and peace of mind. To help you get started, here are a few ”back to basic” tips that Jane Bryant Quinn strongly urges us to follow and which she follows herself. (And check out Jane’s latest column for AARP by clicking here ). They are:
And remember this: We can’t control getting older . . . but . . . we can control how we do it.
I want to hear from you! Leave your questions and ideas for living your best life after 50 in the comments section below. Connect with me on Facebook, Twitter and, of course, my blogs on AARP.org and www.bestofeverythingafter50.com . And please let me know what you’d like to see in future episodes of “The Best of Everything After 50 ″! Thanks for reading and watching!
Also of Interest
See the AARP home page  for deals, savings tips, trivia and more
Article printed from AARP: http://blog.aarp.org
URL to article: http://blog.aarp.org/2013/05/09/money-advice-for-boomers-financial-planners-retirement-savings-plan/
URLs in this post:
 Image: http://blog.aarp.org/wp-content/uploads/2013/05/shocked_woman.jpg
 without enough money: http://blog.aarp.org/2013/01/15/worried-about-running-out-of-money-dont-read-this/?intcmp=AE-BLIL-BL
 Jason Zweig: http://topics.wsj.com/person/Z/jason-zweig/1586
 The Best of Everything After 50: http://www.amazon.com/gp/product/0762437405/ref=s9_simh_bw_p14_d0_i1?pf_rd_m=ATVPDKIKX0DER&pf_rd_s=center-9&pf_rd_r=0RY36AV2RWKK9ANYCYWQ&pf_rd_t=101&pf_rd_p=1348437102&pf_rd_i=283155
 financial planner: http://www.aarp.org/money/investing/info-03-2012/two-sides-of-financial-planner.html?intcmp=AE-BLIL-DOTORG
 Image: http://blog.aarp.org/wp-content/uploads/2013/05/fab-over-fifty-woman-with-calculator.jpg
 Jane Bryant Quinn: http://www.aarp.org/money/experts/jane_bryant_quinn.html?intcmp=AE-BLIL-DOTORG
 clicking here: http://www.aarp.org/money/budgeting-saving/info-05-2013/safest-investment-path-for-retirement.html?intcmp=HP-spot3H?intcmp=AE-BLIL-DOTORG
 401K: http://blog.aarp.org/2013/04/24/401k-hidden-fees-retirement-financial-planning-for-40/?intcmp=AE-BLIL-BL
 so we want to get and stay healthy: http://www.youtube.com/watch?NR=1&v=08vHAC6hzB0&feature=episodic
 www.bestofeverythingafter50.com: http://bestofeverythingafter50.com/
 The Best of Everything After 50: http://www.youtube.com/watch?v=EWSXe7HWRgI
 thisismoney.co.uk: http://www.thisismoney.co.uk/money/cardsloans/article-2178193/Falling-annuities-55s-taking-payday-loans.html
 faboverfifty.com: http://www.faboverfifty.com/barbaras-blog/wp-content/uploads/2012/10/BOE_SandwichGeneration.jpg
 Help for 50-Somethings Short on Retirement Funds: http://blog.aarp.org/2013/04/04/50-somethings-short-on-retirement-funds-tips-to-retire-comfortably/?intcmp=AE-ENDART1-BL-REL
 Age Wave Brings New Career Opportunities for Boomers: http://blog.aarp.org/2013/03/29/age-wave-creates-new-jobs-work-opportunities-for-boomers-50-careers/?intcmp=AE-ENDART2-BL-BOS
 Join AARP: https://appsec.aarp.org/MSS/join/application?intcmp=AE-ENDART3-BL-MEM
 AARP home page: http://www.aarp.org/?intcmp=AE-ENDART3-BL-HP
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