David Certner is the Legislative Counsel and Legislative Policy Director for Government Affairs at AARP, serving as counsel for the Association's legislative, regulatory, and policy efforts at the federal and state level, as well as for litigation opportunities before the courts. Follow on Twitter @DavidCertner.

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Retirement Savings Loophole Closed

En español | According to the Council of Economic Advisers, last year alone, a retirement savings advice loophole cost Americans $17 billion as a result of extra fees. Fortunately, the Department of Labor last week unveiled a new rule finally closing a loophole that allowed some financial experts to give advice that was in their own  interest — rather than the best interest of hardworking Americans. Why did this loophole exist? The original guidelines for financial advice under the Employee …

AARP Opposes Employer Invasion of Medical Privacy

With election season in full force, much of the work inside Washington is flying under the radar. While Congress remains deeply divided, there continues to be action on the regulatory front. One such development should be a real attention grabber: a proposed Obama administration rule that would allow an employer’s workplace wellness program to require you and your family to hand over your medical and genetic information, or face paying hundreds or even thousands of dollars more for your health …

New Proposal Could Help Small-Business Employees Save for Retirement

Multiple employer plans are one option for small employers President Obama released the final proposed budget of his presidency on Feb. 9, and several items focus on financial resilience and retirement security, issues on which AARP has long advocated. Social Security provides the most important base of income, but Social Security was never intended to be the sole source of retirement income. In addition, we need a strong and adequate employer-based system. Access to a workplace retirement plan is critical …

The Time to Close Investment Loopholes Is Long Past

The Employee Benefits Security Administration of the U.S. Department of Labor had a public hearing Aug. 10 on its proposed rule to close a conflict-of-interest loophole in investment advice. The following is testimony I presented. Last month, AARP submitted two detailed comment letters to the Department of Labor, one in support of the rule, and one in support of the Best Interest Contract exemption. A major priority for AARP has long been to assist our over 38 million members and …

Celebrating Medicare: Strengthening the Program for the Next 50 Years

On July 30, 1965, President Lyndon B. Johnson signed the Medicare program into law. Today, we celebrate 50 years of Medicare providing affordable, guaranteed health care to millions of Americans — but we also look toward its future. We must recommit ourselves to keeping this vital lifeline strong for current and future generations. It’s easy to forget what life was like for older Americans before Medicare was enacted. Back in 1965, only about 1 in 4 Americans over age 65 …

Older Americans Act Receives Senate Approval – Now for the House

In the same week as its 50th anniversary, the Senate finally renewed the Older Americans Act (OAA). Thanks to the bipartisan support of Senators Lamar Alexander (R-Tenn.), Patty Murray (D-Wash.), Richard Burr (R-N.C.) and Bernie Sanders (I-Vt.), the Older Americans Act is moving forward after 5 years of inaction. Appropriately timed with the White House Conference on Aging held earlier last week, the OAA reauthorization addresses AARP’s core concern for any legislation to protect, nourish and sustain our nation’s older …