David Certner is the Legislative Counsel and Legislative Policy Director for Government Affairs at AARP, serving as counsel for the Association's legislative, regulatory, and policy efforts at the federal and state level, as well as for litigation opportunities before the courts. Follow on Twitter @DavidCertner.

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New Proposal Could Help Small Business Employees Save for Retirement

Multiple employer plans are one option for small employers President Obama released the final proposed budget of his presidency on Feb. 9, and several items focus on financial resilience and retirement security, issues on which AARP has long advocated. Social Security provides the most important base of income, but Social Security was never intended to be the sole source of retirement income. In addition, we need a strong and adequate employer-based system. Access to a workplace retirement plan is critical …

The Time to Close Investment Loopholes Is Long Past

The Employee Benefits Security Administration of the U.S. Department of Labor had a public hearing Aug. 10 on its proposed rule to close a conflict-of-interest loophole in investment advice. The following is testimony I presented. Last month, AARP submitted two detailed comment letters to the Department of Labor, one in support of the rule, and one in support of the Best Interest Contract exemption. A major priority for AARP has long been to assist our over 38 million members and …

Celebrating Medicare: Strengthening the Program for the Next 50 Years

On July 30, 1965, President Lyndon B. Johnson signed the Medicare program into law. Today, we celebrate 50 years of Medicare providing affordable, guaranteed health care to millions of Americans — but we also look toward its future. We must recommit ourselves to keeping this vital lifeline strong for current and future generations. It’s easy to forget what life was like for older Americans before Medicare was enacted. Back in 1965, only about 1 in 4 Americans over age 65 …

Older Americans Act Receives Senate Approval – Now for the House

In the same week as its 50th anniversary, the Senate finally renewed the Older Americans Act (OAA). Thanks to the bipartisan support of Senators Lamar Alexander (R-Tenn.), Patty Murray (D-Wash.), Richard Burr (R-N.C.) and Bernie Sanders (I-Vt.), the Older Americans Act is moving forward after 5 years of inaction. Appropriately timed with the White House Conference on Aging held earlier last week, the OAA reauthorization addresses AARP’s core concern for any legislation to protect, nourish and sustain our nation’s older …

Why AARP Backs a New Retirement Plan Advice Rule

Yesterday was the due date for comments on a rule proposed by the U.S. Department of Labor that would protect people with 401(k)s and IRAs from conflicts of interest in the financial services industry. AARP filed our official comments yesterday, one on the new rule and one on the new proposed best interest contract exemption. The rule, proposed in April, requires all retirement plan advisers to provide advice in their clients’ best interest. That is the simple goal underlying the …

Advance Care Planning Gets a Boost

In response to an earlier request from AARP and other groups, we are pleased that the Centers for Medicare & Medicaid Services (CMS) has recommended in its recent proposed update to the Medicare physician fee schedule that Medicare be able to pay for advance care planning (ACP) services from physicians and other providers. The proposal will help facilitate voluntary conversations among individuals, their families and health care providers to help ensure individuals’ choices and wishes about their care are known, …