David Certner is the Legislative Counsel and Legislative Policy Director for Government Affairs at AARP, serving as counsel for the Association’s legislative, regulatory, and policy efforts at the federal and state level, as well as for litigation opportunities before the courts. Follow on Twitter @DavidCertner.

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No Change in Medicare Part B Costs Means More Change in Your Pocket

The secretary of the U.S. Department of Health and Human Services announced this week that the Medicare Part B monthly premium and deductible will not increase in 2015. This is great news for the 49 million Americans who rely on Medicare Part B to cover their doctor and outpatient hospital visits. Medicare Part B monthly premiums and deductibles will remain at $104.90 and $147, respectively. Those who pay higher Medicare income-related premiums will also find that their premiums are unchanged. …

The $64,000 Question: Where Did My Retirement Savings Go?

Investment advice should be free of conflicts of interest The way Americans save for retirement has changed drastically over the past few decades. Thirty years ago, the typical worker had a pension through his or her job. Today, if workers have a retirement plan at all, it is likely a 401(k) or IRA. Why does this matter? Because now more than ever, individuals must make the complicated decisions about financial security in retirement: what to invest in, how much, how to …

Good News: You Can Still Get Your Benefits Verified at Your Social Security Office

Need to get your Social Security benefits verified? There’s good news: You can still get it done at your Social Security office. Why is that news? Because late last year, the Social Security Administration announced that its field offices would no longer assist people in obtaining verification letters. Instead, it planned to direct anyone requesting a letter to either call an 800 number or go online to find and print the document. AARP, along with other advocacy groups and members …

Tell Congress: Protect Seniors from Hunger Now

The Older Americans Act (OAA) is critical to helping seniors live independently as they age. Yet Congress has stalled in its efforts to renew the legislation before Congress stops work for the fall elections. This is the first in a 3-part series to outline the importance of programs funded by the OAA - such as Meals On Wheels - to the dignity of seniors across America. Please read, share and tell Congress to take action and not play political games with seniors’ …

4 Simple Tips That Can Save You Money

Saving for your future doesn’t have to be complicated. Here are four simple tips that can save you big money. Watch the video, and see below for even more resources.   1. Know where your money goes    It doesn’t matter whether you do it on your computer, on your phone or with good old-fashioned pen and paper – just be sure to track your spending! For your computer, many banks and credit unions provide spending analysis tools free as …

Pensions Under Attack, AARP Fights Back

The financial security of many older Americans could be at risk under a proposed law that was the focus of a hearing this week on Capitol Hill. Under the proposed plan, millions of retirees could see cuts to the benefits they’ve earned through a lifetime of hard work. At issue is a proposal by multi-employer pension plans (plans in which many employers contribute to a common fund to cover their mobile workforce) devised to save the plans from insolvency.  That …