Elizabeth Rowe Costle is director of the Consumer and State Affairs Team for the AARP Public Policy Institute. Her staff conducts research and policy analysis in financial services, energy, telecommunications and legal and personal rights. She is also a member of the Consumer Financial Protection Bureau's Consumer Advisory Board.

Choosing Home for Someone Else

I am my husband’s guardian. I was appointed by the Vermont probate court after a court hearing over 13 years ago. He had suffered a severe stroke, was disabled and could no longer manage his affairs. Although he had lost his speech, he developed his own sign language and could make his wishes known, at least to those of us who were close to him. And he clearly wanted to go home, and to make sure, he celebrated leaving the …