AARP Blog's guest bloggers represent a variety of backgrounds, expertise and experiences.

Few African Americans Take Advantage of Retirement Planning Products

Recent research shows that most African Americans/blacks age 50-plus use financial products, such as checking accounts and savings accounts. But only 1 in 10 use retirement planning products, such as a 401(k) plan or individual retirement account (IRA). Millions of Americans haven’t saved any money for their golden years, and millions of others haven’t saved nearly enough. According to the Federal Reserve, the median balance of retirement accounts totals less than $60,000, and many African Americans/blacks have saved even less. >> AARP …

How to Make Your Financial Dreams a Reality

In his “I Have a Dream” speech, the Rev. Martin Luther King Jr. encouraged us to think about the real possibilities of a brighter future — a future that affords us to live in comfort and prosperity. It is in that spirit that we encourage you to evaluate your dream of financial security. >> AARP’s Financial Freedom Program There are several steps you should consider to help you work toward financial freedom as you kick off the new year with a …

Be Generous, but Give What You Can Afford

African Americans/blacks have a history of giving. More than two-thirds give to churches and organized charities. We also give to family members who need help paying bills, college students who need tuition assistance and others. We are responsive to our churches and Greek-letter organizations that make appeals. >> AARP Financial Freedom: News, Tips, and Resources for Your Financial Health I applaud the giving tradition and am, indeed, part of it. Yet it is important that our gifts are part of …

Wreaths Salute Veterans and 150th Anniversary at Arlington National Cemetery

As the holidays draw near, volunteers with a heart for military veterans are gearing up for a special salute — National Wreaths Across America Day on Dec. 13. The observance, held every second Saturday in December to remember and honor vets nationwide, will have added significance at Arlington National Cemetery, which is celebrating its 150th anniversary. The plan is to lay wreaths on the 230,000 graves as well as at the cemetery’s John F. Kennedy memorial/gravesite, the Mast of the …

Make Last-Minute Deals Work for You

Does the phrase “last-minute” make you nervous? It shouldn’t. All you need to know is when you want to go. If your agenda isn’t set in stone, and if you’re willing to spend a little time on research, you can put together a perfect vacation in no time. In fact, some of the most savvy travelers plan all their travels this way. Here are some of their best tips. Make some preliminary decisions. Start by balancing your cost savings with …

Jeans and Tablets Are Top Items Packed for Travel – Teenagers or Boomers?

By Stephanie Miles The answer is boomers! Surprised? These may be top picks for teenagers as well, but in the new AARP Travel Trends Survey for the 50-plus, these were also two of the top items packed as the 50-plus head out for travel. I am excited to share some interesting observations from our new research on how people 50-plus will travel next year. Are you ready? Americans 50-plus spend $1.2 billion dollars a year on leisure travel, and it …