The Ultimate Cheapskate

Jeff Yeager is an AARP savings expert. He spent 24 years managing nonprofit groups before becoming a freelance writer, public speaker and media personality. He wrote "Don't Throw That Away!" "The Cheapskate Next Door" and "The Ultimate Cheapskate's Road Map to True Riches." His website is www.UltimateCheapskate.com; connect with him on Facebook and Twitter.

Food for Thought: Ways to Curb Lunchtime Spending

Planning to have lunch out with your coworkers? Chew on this: A poll of 1,005 adults found that, on average, we eat lunch at restaurants nearly twice a week at about $10 a pop – or about $936 annually, according to Visa. (And that doesn’t even include coffee-to-go and carryout.) If you were to save that $936 per year and invest it at a 5 percent annual rate of return, over the course of 30 years you’d have an extra …

Try On These Clothing Storage Tips

Funny, I don’t recall that sweater being monogrammed. That’s what I thought last fall when I unpacked a box of cold-weather clothing that I’d stowed away in the attic the previous spring.  Sure enough, my favorite blue sweater wasn’t monogrammed, though moths had done a pretty good job of carving out something that looked like my initials. Improperly storing clothing between seasons can actually be tougher on garments than daily wear and tear. And since the average American household spends about …

It Pays to Be a Good Neighbor

This Saturday, Sept. 28, is National Good Neighbor Day.  Who knew?  Of course, being a good neighbor every day of the year is always the right thing to do, but bonding with your neighbors can also help fatten your wallet. Here’s how: Membership Warehouse Club: Shopping at membership warehouse stores can save you some serious money, but what family can actually eat a 10-pound block of cheese? Who has space to store 50 rolls of toilet paper?  Consider joining forces with …

Check Out These Affordable College Care Package Ideas

If you have kids or grandchildren away at college, they’re likely to be feeling a little homesick right about now.  Care packages from back home are always appreciated, but they mean even more as students get settled into campus life.  Here are some ideas for putting together college care packages that student will love, but won’t break the bank. Unused Gift Cards: Every year about $2 billion in gift cards go unredeemed.  If you’ve been given a gift card that …

Get Ready for Seasonal Gardening Bargains

“Mum” is the word this fall gardening season, literally.  When nurseries and home improvement stores start to sell colorful fall mums (aka “chrysanthemums”), it’s time for frugal gardeners to keep their eyes open for some spectacular end-of-season bargains. In many parts of the country, when the mums arrive at garden centers, those retailers begin marking down their remaining summertime nursery stock, including trees, shrubs, and other perennials.  These fall liquidation sales are often progressive affairs, with initial markdowns of maybe …

Save Money With Public Bike Sharing Programs

If you’ve traveled to many cities or college towns in the last couple of years, you’ve probably noticed fleets of nearly identical bicycles all parked together like a herd of dairy cows at feeding time. Bike sharing programs have been commonplace in many other countries for a decade or even longer, and they’re finally arriving here.  More than 30 American cities and towns now have public bike sharing programs. New York City boasts the nation’s largest program, with 6,000 bicycles …