Spring Cleaning for Scam-Proofing

Spring cleaning shouldn’t end with a yard sale or Goodwill drop-off. Here are some seasonally appropriate sprucing tips to reduce your risk of identity theft and other fraud. Wallet. Clean it of what you shouldn’t be carrying. These include your Social Security card (unless you’re heading to an SSA office), cheat sheets with PINs or passwords for bank cards or online accounts, spare keys for your home or car, and blank checks. Unless you’re heading to a doctor or health …

Job Numbers Rise but Labor Force Participation of Those Ages 55+ Holds Steady

  Employment overview for those ages 55+ The monthly Employment Situation Report from the Bureau of Labor Statistics (BLS) shows the economy added 235,000 jobs in February 2017. While the number of those ages 55-plus who are employed rose slightly in February, this age group’s labor force participation rate (i.e., the percentage of the population that is either working or actively seeking work) held steady at 39.9 percent. The labor force participation rate of persons ages 55 and older has …

FTC: Impostor Scams Surpass ID Theft (but Debt Collection Remains Top Complaint)

More Americans last year complained about scammers playing an identity — most often, that of an IRS or other government official — than stealing theirs. In its 2016 Consumer Sentinel Network Data Book, released last week, the Federal Trade Commission (FTC) said impostor scams surpassed identity theft for the first time, becoming the second most common category of consumer complaints. Debt collection remained the top consumer gripe, generating 859,090 complaints (28 percent of the total) — more than the combined …

‘Dementia Friends’ Initiative Creates Respectful Communities for People of All Ages

In 2016, an estimated 5.4 million Americans had Alzheimer’s disease, the most common form of dementia. And while people of all ages can have dementia, 8.8 percent of adults age 65 and over have the disease. With greater longevity and rapidly increasing numbers of individuals with dementia, we are all likely to encounter a person living with dementia as we go about our lives. We may witness a person living with the disease facing any number of challenges in navigating …

A Message of Love, Hope and Acceptance

Caregiving is not only a choice but a responsibility to those you cherish and who have showed you love throughout your life. Providing care for someone is simply a selfless act of compassion for someone who can no longer manage for themselves. During this season of love we applaud you for the giving of yourself to someone you care about. Caregiving can be a big job. For many it often requires juggling not only the care of the person you …

How Scammers Try to Steal Your Tax Refund

Tax season starts Monday, the first day the IRS is accepting electronic tax returns for 2016 — and opening day for the latest round of tax refund scams. That’s when crooks file fraudulent returns to collect tax refunds under the identities of legitimate taxpayers — living or dead. All they need is your name, Social Security number, birth date and a computer. No W-2s or other tax documents are required to e-file; information such as claimed income, taxes paid and …