New Proposal Could Help Small Business Employees Save for Retirement

Multiple employer plans are one option for small employers President Obama released the final proposed budget of his presidency on Feb. 9, and several items focus on financial resilience and retirement security, issues on which AARP has long advocated. Social Security provides the most important base of income, but Social Security was never intended to be the sole source of retirement income. In addition, we need a strong and adequate employer-based system. Access to a workplace retirement plan is critical …

7 Facts About Our Aging Economy

If someone asked you, “What will have a major impact on our economy in the coming years,” what would you say? Probably not, “Our aging population,” right? But, yes, our economy is being shaped by our aging demographics in a big way. You may not even notice the changes, but they’re happening. Here are seven things you need to know about intersection of the economy and our aging society: Quiz: What problems do low-income older Americans face? 1. There will be …

A Family Caregiver Love Story

“The person you’ve lived with and cared for, you’re now caring for them differently. And I consider that an opportunity…” More than half a century ago, Don and Elvira met while teaching school in a little town in Kansas. They built their life together, moving to Colorado, raising two daughters, and now have two grandchildren. Today, their love story continues in a new way — with Don as Elvira’s family caregiver. “We discovered she had dementia. I did not know …

Caring for Mom Shouldn’t Mean Losing Your Job

The phone rang one day when I was at work. It was my mom. “Come right away, Elaine, we need you,” she said. Mom had just driven Pop to the emergency room. I knew Pop must have been very sick, because Mom hadn’t driven a car in years. So I talked to my boss and headed straight for the airport to find the first flight home. After a week-long stay in two hospitals, Pop recovered from pneumonia only to learn …

Can You Afford the Health Care You Need?

Imagine this: You’ve been unemployed for a year and, as a result, don’t have health insurance. You have type 2 diabetes. You need blood tests, but they cost $600 and you can’t afford that. You have a broken tooth that you can’t get fixed. You want to work, but no matter how hard you try, you haven’t been able to find a job. Unfortunately, nearly 3 million hardworking Americans may face scenarios like this. When the decision to expand affordable …

7 Legislative Happenings for Older Americans

With 2015 behind us, it’s the season of “best of 2015” and “bold predictions for 2016” lists. Consider this a hybrid. Looking back, there were seven important happenings and victories for older Americans and their families in 2015. They happened in Washington, D.C., state legislatures and communities across the country and will help improve the lives of millions of people. In some cases, we solved long-standing challenges, including protecting seniors’ access to their doctors. In other areas, like supporting family …