Why and How College Students are Scammed

College students are ideal victims for identity theft, with clean or still non-existent credit histories ripe for exploitation…and often clueless to their risks and value to scammers. They are more likely to boast birth dates and other personal nuggets on social media that can be pieced together by Facebook-trawling identity thieves. Use public Wi-Fi for risky online shopping, banking, and to access email. Open links that hide computer malware touting free music and games, information-requiring surveys and prizes, or intriguing …

Spring Cleaning for Scam-Proofing

Spring cleaning shouldn’t end with a yard sale or Goodwill drop-off. Here are some seasonally appropriate sprucing tips to reduce your risk of identity theft and other fraud. Wallet. Clean it of what you shouldn’t be carrying. These include your Social Security card (unless you’re heading to an SSA office), cheat sheets with PINs or passwords for bank cards or online accounts, spare keys for your home or car, and blank checks. Unless you’re heading to a doctor or health …

FTC: Impostor Scams Surpass ID Theft (but Debt Collection Remains Top Complaint)

More Americans last year complained about scammers playing an identity — most often, that of an IRS or other government official — than stealing theirs. In its 2016 Consumer Sentinel Network Data Book, released last week, the Federal Trade Commission (FTC) said impostor scams surpassed identity theft for the first time, becoming the second most common category of consumer complaints. Debt collection remained the top consumer gripe, generating 859,090 complaints (28 percent of the total) — more than the combined …

Puppy Scams Return!

How much is that doggy on the computer screen? With a recent resurgence in the longtime Puppy Scam, it’s costing some pet-seekers thousands of dollars and heaps in heartbreak. That’s because they fall for an adorable pup pictured online — on Craigslist, Facebook or a website supposedly for a reputable breeder — that’s advertised “for sale,” adoptable for free to a loving home, or in response to their own “wanted” posts seeking a pet. Problem is, there is no animal. …

Shelter From the Sneakiest Real Estate Scams

Scams are a reality of real estate. Whether buying, selling or renting property, here’s what to know about some of the sneakiest schemes: Closing cons It starts with hacking the email accounts of real estate agents to steal details about clients and closing dates, often by tricking agents into clicking malware-infected links supposedly sent by a potential client. Scammers then follow with phone calls or other emails — posing as that agent, a title company, real estate attorney or the …

Do’s and Don’ts to Prevent Romance Scams

True love may be priceless, but searching for it can cost dearly. Among the top-grossing swindles worldwide, romance scams netted fraudsters nearly $2 billion in 2016 (roughly the same amount generated by legitimate dating websites) and a new victim every 48 seconds. The most pursued and prized target: American women over 40 — usually divorced, widowed and/or disabled — who are looking for love or companionship online. Typically working from boiler rooms in Africa or Russia (though some are independent), …