Expect More Scams This Medicare Open Enrollment

Beginning on Oct. 15 and running through Dec. 7, Open Enrollment for Medicare Part D and Medicare Advantage plans has always been prime time for fraudsters to steal money and identity theft-worthy information from beneficiaries. But this year, scammers with a nose for news may sniff out even more unscrupulous opportunities than usual. Reasons: The Centers for Medicare & Medicaid Services (CMS) recently announced it will begin mailing out new cards in April 2018 to replace those with the recipient’s …

State Guardianship Systems Require Expedited Reform

Recent news articles spotlight egregious acts conducted by court-appointed guardians against the older individuals entrusted in their care. These reports highlight some of the worst situations occurring within a system that requires expedited improvement, now. AARP has long fought for state laws to protect older individuals—and their assets—from abuse, and to make sure guardians—public, private, and family caregivers—have the information they need to do their job. Over the past 4 years alone, AARP State Offices across the country have supported …

4 Surging Facebook Scams You Need to Avoid

These days, it may be wiser to use the phone rather than Facebook to communicate with your friends. That’s because of a fast-growing scam on Facebook Messenger that uses your friends to hack your account — and devices. Here’s how it works: You get a Facebook Messenger chat that appears to be from someone you know. In the most common campaign, the message will include your name, the word “video” and an emoji followed by a link — typically a …

Why Kids Are So Vulnerable to Identity Theft, and How to Protect Yours

Kids will be kids: Blabbing on social media. Eagerly completing prize-promising online surveys that ask for birth dates and other personal information. Downloading “free” online games and videos that may harbor malware. And through it all, using weak passwords such as pet names, school mascots and names of best friends that could double as security questions. Meanwhile, the system remains the system: Requesting, but not legally required, to have a child’s Social Security number on forms for doctor appointments, weekend …

Get Wise to These Common (and Costly) Student Aid Scams

In this new school year, parents of high schoolers face an age-old problem: how to pay for college. Considering that the bulk of available student aid is in the form of loans — currently, more than $1.3 trillion in sometimes crushing student debt is owed by 44 million U.S. borrowers — many turn a hopeful eye to snagging scholarships and grants that don’t have to be repaid … only to get blindsided. Each year, some 350,000 students and tab-footing parents …

There’s No Question About FBI ‘Questionnaire’ Email: It’s a New Ransomware Scam

The latest ransomware scam to seize control of computers and hold their contents hostage: an email with emblems of both the Internal Revenue Service and the Federal Bureau of Investigation that falsely demands completing an FBI questionnaire “required” by a new law on tax compliance. It looks like this:                   While it may appear official, it’s all a lie – an attempt to lure recipients to click on a link to access …