Protecting Affordable Health Insurance Premiums for Older Adults

The Affordable Care Act (ACA) established a 3-to-1 limit on age rating of health insurance premiums, meaning that older adults who purchase coverage on their own cannot be charged more than three times the amount a younger person is charged for the same health plan. This important provision protects consumers by limiting the amount health insurance companies can charge people based on their age. Recently, some have called for weakening or eliminating the ACA’s limit on age rating, which would …

Fake Tax Bill Offers Clues to Avoid Future IRS Scams

IRS impostors have a new scam: fake emails that claim to contain a tax bill related to the Affordable Care Act. This latest scheme, which triggered a warning from the Internal Revenue Service late last week, contains a “payment link” in the email itself and an attachment for a fake CP2000 notice for tax year 2015. CP2000 notices are intended to inform tax filers that the IRS has received information from a third party that doesn’t match the income numbers …

¿Cómo ha afectado la ACA a las personas en EE. UU. que tienen entre 50 y 64 años?

In English | A medida que se aproxima el final del tercer período de inscripción abierta para el seguro de salud bajo la ACA (Ley del Cuidado de la Salud a Bajo Precio), es buen momento de analizar cómo la ley ha afectado a los adultos mayores. Fotos: 10 cosas que realmente deberías saber sobre la ley de salud El objetivo de la ACA es lograr que el seguro de salud sea más costeable y accesible para todas las personas en …

How Has the Affordable Care Act Affected Americans Ages 50-64?

En español | As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages …

Feds Propose New Health Insurance Consumer Protections

En español | Have you ever scheduled a medical procedure, made sure your health insurance was covering it as in-network — but later were surprised to receive an out-of-network bill from one of your health providers? Or, have you ever enrolled in a health plan available in your area, but then, when it came time to seek needed medical care from a specialist, you discover that none were available both in-network and within a reasonable distance from your home? Fortunately …

A Life-Giving Reminder: Enroll Now for 2016 Health Care Coverage

One of the main reasons that the mortality rate for African Americans remains disparately high for heart disease, cancer, stroke and diabetes is because we too often delay going to the doctor for symptoms or regular checkups. By the time we go, the health condition is sometimes worse. Dr. Louis Sullivan, former U.S. Secretary for Health and Human Services and founder of the Morehouse School of Medicine, knows the negative health habits of many African Americans. He says sometimes we don’t go …