How Has the Affordable Care Act Affected Americans Ages 50-64?

As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages 50-64, the AARP …

Feds Propose New Health Insurance Consumer Protections

En español | Have you ever scheduled a medical procedure, made sure your health insurance was covering it as in-network — but later were surprised to receive an out-of-network bill from one of your health providers? Or, have you ever enrolled in a health plan available in your area, but then, when it came time to seek needed medical care from a specialist, you discover that none were available both in-network and within a reasonable distance from your home? Fortunately …

A Life-Giving Reminder: Enroll Now for 2016 Health Care Coverage

One of the main reasons that the mortality rate for African Americans remains disparately high for heart disease, cancer, stroke and diabetes is because we too often delay going to the doctor for symptoms or regular checkups. By the time we go, the health condition is sometimes worse. Dr. Louis Sullivan, former U.S. Secretary for Health and Human Services and founder of the Morehouse School of Medicine, knows the negative health habits of many African Americans. He says sometimes we don’t go …

Study: Health Plan Buyers Will Save Money If They Shop

You better shop around. For holiday gifts? No, for a 2016 health insurance plan on the federal marketplace, healthcare.gov. Millions of consumers who are enrolled this year could pay higher rates if they stay in the same health plan next year, according to a study released Wednesday by the Kaiser Family Foundation. Read the latest exercise and memory-sharpening tips, health care reform and more! — AARP Health Newsletter » The KFF analysis found that in nearly three-quarters of counties in 36 states served …

Affordable Care Act Open Enrollment Is Underway; Shop Smart

AARP encourages Americans to review their health insurance options during the Affordable Care Act (ACA) open enrollment period that started Sunday. Open enrollment (from Nov. 1 to Jan. 31) is an important opportunity for consumers to find a plan that could save them more money, offer better services, or include more of their doctors. Since the Affordable Care Act’s first open enrollment period in 2013, the uninsured rate for pre-Medicare Americans between the ages of 50 and 64 has dropped …

Ins and Outs of Hearing Aid Coverage Under the ACA

Last week’s Supreme Court affirmation of the Affordable Care Act is good news for the 6.4 million Americans who stood to lose their health insurance if the decision had gone the other way. But it doesn’t improve matters for those with hearing loss. The ACA, unlike Medicare, does not specifically exclude coverage for hearing aids. In fact, the ACA does not specifically exclude any coverage: It was written in a positive way, delineating several categories of benefits that must be included in …