Proposed Tax Credits Raise Affordability Concerns for Older Adults

Did you know that over 3 million older adults ages 50-64 rely on Affordable Care Act (ACA) tax credits to purchase health coverage? In fact, pre-ACA, almost half of them were uninsured. These credits help older adults with low to moderate incomes offset some or all of the cost of their health insurance premiums. They are a critical form of financial assistance for those without access to health insurance through an employer or public program. The American Health Care Act …

Fake Tax Bill Offers Clues to Avoid Future IRS Scams

IRS impostors have a new scam: fake emails that claim to contain a tax bill related to the Affordable Care Act. This latest scheme, which triggered a warning from the Internal Revenue Service late last week, contains a “payment link” in the email itself and an attachment for a fake CP2000 notice for tax year 2015. CP2000 notices are intended to inform tax filers that the IRS has received information from a third party that doesn’t match the income numbers …

Covering Low-Income Midlife Adults Through Medicaid: Making Progress, but More States Need to Take the Plunge

The Affordable Care Act — as interpreted by the U.S. Supreme Court — gives states the option to expand Medicaid. Access to Medicaid significantly reduces the number of uninsured in this country. Since the expansion began, millions of individuals are receiving coverage through Medicaid or the Children’s Health Insurance Program. Yet, 19 states have not expanded Medicaid coverage, potentially leaving almost 2 million low-income midlife adults (ages 45-64) without access to insurance coverage. Being uninsured is especially hard on adults …

Can You Afford the Health Care You Need?

Imagine this: You’ve been unemployed for a year and, as a result, don’t have health insurance. You have type 2 diabetes. You need blood tests, but they cost $600 and you can’t afford that. You have a broken tooth that you can’t get fixed. You want to work, but no matter how hard you try, you haven’t been able to find a job. Unfortunately, nearly 3 million hardworking Americans may face scenarios like this. When the decision to expand affordable …

States Simplify Medicaid Sign-Ups

Getting on Medicaid has never been so easy. In the past two years, 31 states and the District of Columbia have expanded eligibility for Medicaid under the Affordable Care Act, but even more have simplified sign-ups and renewals, according to a 50-state survey released Jan. 21. For example, 49 states this year take applications for Medicaid by telephone, up from 15 in 2013, reports the Kaiser Family Foundation. (KHN is an editorially independent program of the foundation.) All but one state …

How Has the Affordable Care Act Affected Americans Ages 50-64?

En español | As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages …