Affordable Care Act Open Enrollment Is Underway; Shop Smart

AARP encourages Americans to review their health insurance options during the Affordable Care Act (ACA) open enrollment period that started Sunday. Open enrollment (from Nov. 1 to Jan. 31) is an important opportunity for consumers to find a plan that could save them more money, offer better services, or include more of their doctors. Since the Affordable Care Act’s first open enrollment period in 2013, the uninsured rate for pre-Medicare Americans between the ages of 50 and 64 has dropped …

Ins and Outs of Hearing Aid Coverage Under the ACA

Last week’s Supreme Court affirmation of the Affordable Care Act is good news for the 6.4 million Americans who stood to lose their health insurance if the decision had gone the other way. But it doesn’t improve matters for those with hearing loss. The ACA, unlike Medicare, does not specifically exclude coverage for hearing aids. In fact, the ACA does not specifically exclude any coverage: It was written in a positive way, delineating several categories of benefits that must be included in …

Supreme Court Rules Health Insurance Subsidies Can Continue in All States

Some 6.4 million Americans in states relying on the healthcare.gov federal insurance exchange will continue to receive subsidies for coverage after the U.S. Supreme Court ruled June 25 that the Affordable Care Act allows such financial support. The law’s supporters applauded the court’s decision. “The ACA’s goals of improving affordability and removing barriers to access for health insurance have been critical in reducing the number of uninsured Americans,” said Jo Ann Jenkins, CEO of AARP. “Importantly, for older Americans, we …

AARP Applauds Supreme Court Ruling on ACA

AARP applauds the U.S. Supreme Court’s King v. Burwell decision today that allows individuals who purchased health insurance through the federal exchange to continue receiving subsidies to help pay premiums. The Affordable Care Act’s (ACA) goals of improving affordability and removing barriers to access for health insurance have been critical in reducing the number of uninsured Americans. Importantly, for older Americans, we have seen a 31 percent drop in the uninsured rate for those ages 50-64. The ACA has benefited …

Health Reform 2.0: Improving Health Literacy of Older Americans

The Affordable Care Act (ACA) increases access to health insurance coverage, establishes a minimum benefit package, makes coverage more affordable, and eliminates most cost sharing for recommended preventive services. Now it’s time to empower consumers to take advantage of these improvements. One way to achieve this goal is to increase basic health literacy. What is health literacy? Health literacy is the capacity to obtain, process and understand basic health information and services in order to make appropriate health decisions. Why …

6 Myths About the Health Care Law

There have been a lot of misconceptions regarding the Patient Protection and Affordable Care Act, also known as  Obamacare. As a service to our members, we thought it would be a good idea to discuss some of the myths vs. facts regarding this significant law. Myth: The ACA is hurting small businesses by forcing them to provide health insurance and is limiting their hiring potential. Fact: The ACA does not require most small businesses to provide health insurance to their …