Retirement Analyses May Send Chills Down Your Back

For those of you who are about to retire, brace yourself.  New research suggests this just may be the worst time in a generation to exit the workforce. Why?  The Employee Benefit Research Institute blames a prolonged period of low-interest rates, plus declining returns on investments, which can be particularly problematic at the start of retirement. So acute is the problem that one in four boomers retiring today – folks who under normal circumstances would have adequate retirement income – now risk running …