It’s Not Too Late: You, Too, Can Be a Financial Success

Maggie Lena Walker, born in 1864 in Richmond, Va., grew up helping her formerly enslaved mother wash clothes for others to make a living. Thirty-nine years later, on April 27, 1903, Maggie Walker became America’s first black woman to establish and head a bank. Imagine the discipline, the wisdom, but most of all the money management skills that it took to found and become president of Richmond’s St. Luke Penny Bank and Trust Co., which eventually expanded into seven branches. …

10 Things to Tell Our Youth About Being Stopped by Police

Peace of mind: That’s one quality of life that none of us can buy. And there’s nothing that gives us more peace of mind than to know that our beloved children, grandchildren, nieces and nephews are safe and happy. But, lately, a string of news stories about police shootings of unarmed black men has made us a little more uneasy. Giving Back | Share Your Experience in Your Community » Of course our children can’t always be in our sight. And …

Game On! Challenge Yourself With Something New and Exciting

Recently, I went to the ballpark for fun with my kids, Ayanna and Andrew. The Nationals and the Phillies were playing! Then I was off to Yale University, my alma mater of long ago, to speak to four business school classes. Whenever I visit, I have the same insecurities as way back when. But I’ve found my voice and my self-confidence in the years since. As I said on Facebook, it was game on. The reality is that my life …

Black Press Still Pleading the Cause for African Americans

Growing up in Philadelphia, I remember my father always stopping at the corner store for a copy of the Philadelphia Tribune, our black newspaper. It was my go-to source for school papers and other projects. You could always find it on the coffee table of our home and at the homes of many of our neighbors. Today, the advent of social media, phone cameras and 21st-century technology are often credited for the exposure of police shootings of unarmed black men …

Guard Your Home Equity With Your Life

Home ownership is the foundation of middle-class wealth. The home equity asset is created when mortgages are paid down. It represents the difference between what your house is worth and what you owe on your mortgage. African Americans are less likely to own homes than others — fewer than half of all African Americans own their homes, compared with 66 percent for others. With fewer assets, however, we often have more pressure to tap into home equity than others. I …

Blacks Experience Blindness Most Often, but We Can Change Those Stats

A. Peter Bailey, a noted journalist in Washington, had worn glasses since he was 21 — for more than 50 years. But gradually, even with glasses, his vision became dim and he could hardly see people from a distance. Six years ago, Bailey had cataracts removed from his eyes. “Now that I’ve had the surgery I’ve only had to wear glasses when I’m reading,” he says. Get the latest tips on staying healthy — AARP Health Newsletter » It happens all …