A Holiday Surprise: Learning How to Give

There’s a woman in my town who seems to be everywhere. She is of indeterminate age, and whether she’s at the Metro or the farmers market, she asks passersby for money. Sometimes she sells the homeless newspaper. She usually talks in a kind of sad, downbeat monotone. I saw her at the market Sunday, and it was pretty cold. When she said she needed a few bucks for a meal at our local cafe, I said I’d walk down with her …

Fa La La or Fraud? Sneakiest Holiday Scams

The toppers to scams that prey on holiday shoppers: Watch out for these sneaky seasonal ploys that continue to prove their success at getting a quick buck or sneaking malware onto devices for longer-lasting fraud. Bogus Charities The season of giving is a peak time for taking. Top cons aimed at older donors allege help for police, firefighters, veterans and children, so be on guard for phone calls with heartstring-pulling scripts. Also beware of sound-alike organizations of well-recognized legitimate charities, such as …

Stand Guard Against Veterans Scams

As we honor our former military personnel, Veterans Day is also a good time to recognize the year-round attempts to defraud them and to take advantage of those who appreciate their sacrifice and service. In some scams, veterans are specifically targeted. In others, fraudsters impersonate active-duty or former soldiers or claim to be working on their behalf to con patriotic civilians. A rundown of common schemes: Charity scams: Bogus charities that claim to benefit veterans are also among the most successful schemes, …

8 Year-End Tax Moves to Make Now

As we enter the home stretch of 2014, it’s time to consider some tax moves. Here are a few you might want to consider: 1. Give to charity. For those who itemize, making a charitable contribution could lower your taxes. Rather than just giving cash, consider giving your most highly appreciated securities. You usually will get a deduction equal to the full value of the securities and will not have to pay a capital gains tax. 2. Max out your 401(k). …

Depend’s Daring New Dare: ‘Drop Your Pants’

Over the years, Kimberly-Clark has used rugged NFL players and glamorous actresses to promote its Depend brand of leak-proof underwear as not just embarrassment-preventing but as stylish, too. But now the company is really pushing the envelope, so to speak, with a provocative “Drop Your Pants for Underwareness” campaign. The campaign features this TV commercial, set to the retro sound of British pop band the Creation’s 1966 single “Making Time.”   >> Sign up for the AARP Health Newsletter  Even edgier …

4 Scams That Prey on Your Patriotism

Happy birthday, America! Time for fireworks, barbecues and flag-waving. But know that fraudsters also have their own reason to celebrate: On July 4 (and every other day), your patriotism helps them in some of the nation’s biggest scams – especially but not exclusively when targeting those of retirement age. “Despite the stereotype, there is not a lot of data to indicate that seniors are any more trusting than anyone else,” says Stacey Wood, a neuropsychologist at Scripps College in Claremont, Calif., …