If You Get Health Insurance From Your Job, the Health Care Debate’s Outcome Could Still Hurt You

People with health insurance through large employers may assume the outcome of the current health debate won’t affect them. But it can. To start, yesterday the Congressional Budget Office (CBO) estimated that 3 million people would lose employer-based insurance coverage as a result of changes proposed in the American Health Care Act (AHCA). But the bill’s harmful effects would reach far beyond those 3 million people; in fact, virtually everyone is vulnerable. Here’s how: In times of change, people turn …

Losing a Job and Insurance? The New Marketplace Might Help

By Michelle Andrews, for Kaiser Health News Workers who lose their jobs and their employer-based health insurance will have new coverage options when the Affordable Care Act’s state marketplaces open in October. But consumer advocates are concerned many may not realize this and lock themselves into pricier coverage than they need. Today, the only option for many laid-off workers is to continue their employer-provided coverage for up to 18 months under the federal law known as COBRA. Because they have to pay the …

For Many Women, Divorce Means Losing Health Insurance Protection

By Shefali S. Kulkarni, Kaiser Health News Divorce is usually a painful exercise in splitting up assets. But for many women, it also means losing health insurance protection. A study released this week from the University of Michigan reveals that roughly 115,000 American women lose their private health insurance annually after a divorce and about half of them do not get replacement coverage. The researchers also said this is not a “temporary disruption.” They found that “women’s overall rates of health …