Commission on Long-Term Care

Medicare Does Not Pay for Long-Term Care

Posted on 08/22/2013 by |AARP Blog Author | Comments

Public Policy InstituteMany consumers and policymakers mistakenly believe that Medicare — the federal health insurance program for people age 65 and older and some younger people with disabilities — pays for long-term care. It does not, as stated in the official Medicare handbook. Millions of Medicare enrollees must pay for long-term care services (such as personal assistance at home, assisted living, and nursing home care) entirely from their own income and savings. Confusion often stems from misinterpretation of coverage provided by Medicare’s …