The B Word, the Ultimate Holiday Buzz Killer

I hate the “B” word, no not blonde, since I hear those jokes all the time. BUDGET….it is just like nails running down a chalkboard for me to even think about, much less have to act upon.   However, at this time of year the man I sleep with always reminds me to stay within a budget. He usually brings up the subject every December  when I am in a slight panic that I have not finished my shopping. He …