Don’t Get Snookered by Sneaky Fees

If you’re using credit and debit cards to pay for purchases – and let’s face it, who isn’t these days? – you’re probably paying hundreds of dollars in fees you didn’t even know about. These sneaky charges typically show up in your statement for things like a membership or subscription that automatically renewed without your authorization, or when a free two-week trial morphs into an ongoing membership that charges you each month (again without your permission), or when extra fees …

Dad’s Legacy of Debt Inspired a Movement

This is a guest post by Jeff Rose. Fathers tend to leave lasting memories behind for their children. Fond summer memories for some might involve playing catch or ‘HORSE’ basketball, going fishing, or grilling hot dogs that tasted just right. For me, my father’s legacy was debt. Growing up, my father gave me everything: love, support and understanding. I cherished every moment with him and I wouldn’t trade those experiences for the world. When I got older that I started to realize that my dad …

AARPMoney Twitter Chat Wrap: Lynnette Khalfani-Cox

This is a guest post by Tara Finnegan Coates, editor for money and work content on AARP.org. Thanks to everyone who had a chance to participate in our twitter chat Tuesday with AARP money expert Lynnette Khalfani-Cox  (@themoneycoach).  Lynnette is currently hosting  the AARP Pay Down Your Debt Challenge through Jan. 29 on AARP.org. In case you missed it, here’s some of the highlights from the chat. Americans racked up $20B on credit cards in November. Total debt (housing included) …

Making a Fresh Financial Start in 2012

This is a guest post by Lynnette Khalfani-Cox, host of the AARP Pay Down Your Debt Challenge, which is taking place on AARP.org through Jan. 29. Learn how to get started paying down your debt, join the Pay Down Your Debt group, and you could have a chance to win a prize. Lynnette will have a Twitter chat on @AARPMoney. Tuesday, Jan. 10, 3-4 pm EST. Ask her questions and follow via #debtchat. Happy 2012! I always love the start of a New Year. …

Take the Pay Down Your Debt Challenge

This is a guest post by Tara Finnegan Coates, editor for money and work content on AARP.org. I’m not big on New Year’s resolutions. I’m not against setting goals, but I struggle sticking with them if I don’t see results right away. I lose patience with an exercise routine or diet if I don’t see any results within a week. My clothes either need to fit better or the scale needs to be nicer. A week probably isn’t long enough, …

Tips & Tough Love for Tough Times from the Money Coach

Personal finance expert Lynette Khalfani-Cox, a.k.a. The Money Coach, says living within your means is the best thing you can do to be financially secure. But if it’s so simple, why is it so hard? For one thing, the economy isn’t helping. Downsizing-the first of what Khalfani-Cox calls names as the 5 Ds-is all too common these days…especially if you’re over 50. Divorce, Disease, Disability and Death of a breadwinner also can be devastating. Some things are out of our control, …