Ecuador

Cotacachi, Ecuador: Paradise at the End of the Rainbow

Posted on 03/14/2013 by | Retiring Overseas | Comments

TravelOn a hill above Cotacachi, at a bend in the road overlooking an impossibly green valley, someone has painted a sign on a post. It says “Dios esta aqui.” God is here. No matter what your religious beliefs, this place makes you believe in a higher power. This is the Andes, where magical things happen. And this is where I live. On the day of the summer solstice, not one… but two… rainbows appeared in the sky, one above the …

Welcome to a New Year of Possibilities

Posted on 01/16/2013 by | Retiring Overseas | Comments

Your LifeAs the clocked ticked its way from 2012 to 2013, we gathered around the bonfire and ceremoniously offered our human-size effigy to the flames. That’s the Año Viejo (or “Old Year”) tradition here in Ecuador, and one worth adopting no matter where you live. As way of saying good riddance to life’s nuisances and bad habits, in the final days of the year, you pull out your old clothes and stuff them with newspaper or twigs. You can make you …

If I Retire Abroad, How Do I Pick Where to Live?

Posted on 10/17/2012 by | Retiring Overseas | Comments

TravelMy husband, Dan, and I will soon celebrate 11 years of living the expat life. We’ve lived in seven different locations (in Mexico, Nicaragua, Panama and Ecuador) and spent a considerable amount of time in many, many more – especially Belize and Costa Rica. Believe me, we’ve learned a lot in the past decade! Importantly, we’ve learned that it’s impossible to compare and contrast the merits or disadvantages of entire countries. And if you’re thinking about retiring to a foreign …

If I Go Abroad, What Happens to My Medicare?

Posted on 08/22/2012 by | Washington D.C. | Comments

Money & Savings | TravelNo matter what happens this November or in the four years that follow, one thing is for sure: your Medicare coverage won’t be going with you should you decide to retire overseas. Luckily, though, there are many countries where, as a legal resident, you can qualify for a local health care plan that’s often even more comprehensive and less costly than Medicare. Here’s what you need to know:
 Medicare doesn’t normally cover health care costs outside the U.S. (And the government’s definition …

Why Retiring Abroad Could Save You Money

Posted on 08/1/2012 by | Retiring Overseas | Comments

Money & SavingsIn a previous blog post, I wrote about one of the key perks of living in Latin America – affordability. I wrote that you can live quite comfortably in Latin America on your Social Security benefits, despite the fact that those benefits have only risen 3.6 percent in the last three years. For a retiree in 2012, the average Social Security benefit is $1,230. One of my favorite treats, I mentioned, is that in Ecuador, I can afford to hire …

From Omaha to Ecuador: All I Miss Are Triscuits

Posted on 05/2/2012 by | Retiring Overseas | Comments

Your Life“What do you miss the most from home?” As a speaker at International Living conferences held around the world, this is one of the most common questions I’m asked. And it’s one that’s easy to answer. I’ve been living in Latin America for 11 years, and the truth is that I have a new home now, in Ecuador. There’s not much I miss from my old home. In fact, there are far more things I don’t miss than those I …