Elaine Ryan

New Retirement Savings Plan Is Win-Win for Workers, Businesses

Posted on 07/28/2014 by |AARP Blog Author | Comments

PoliticsLast week, I sat down with Adrienne Mitchell of MarketWatch to talk about what 57 million American workers lack: a way to save for retirement at work — leaving them with little opportunity to secure their financial future. Just think about this for a minute: For workers who do have access to a retirement savings plan in the workplace, such as a 401(k), this increases their savings rate by 1300%. And, no, that’s not a typo. So, how can we …

Help for Family Caregivers

Posted on 07/21/2014 by |AARP Blog Author | Comments

PoliticsWhile traveling to Erie, Pa., for a town meeting on family caregiving, I was reflecting on my family roots. A little more than 100 years ago, my Lithuanian grandparents immigrated to America and made Shenandoah, Pa., their first hometown. My grandfather worked in the coal mines and my grandmother, fluent in six languages, worked various jobs while raising five children — one of whom was my mom. My grandparents taught me about hard work and perseverance, and my parents taught …

A Secure Retirement: American Dream or Pipe Dream?

Posted on 07/14/2014 by |AARP Blog Author | Comments

PoliticsI often hear from friends and family members that they’re afraid they don’t have enough saved for retirement, and the truth is, many Americans are not prepared for the future. As recently highlighted by the New York Times, the reason many are not financially prepared is because they don’t have the right tools at work to help them save for their future. In fact, when individuals have a way to save through their workplace, their rate of savings goes up …

Do You Have a Voice at the Table When Utility Companies Try to Raise Your Rates?

Posted on 07/7/2014 by |AARP Blog Author | Comments

PoliticsAffordable and reliable utilities are essential for all of us. We rely on utilities to keep us warm in winter — and cool during summer heat waves — to cook our meals and keep the lights on in the dark. During severe weather and emergencies, our utilities become more important than ever — our lifelines to health and safety. Today, many Americans struggle with high utility bills. For seniors and others on fixed incomes especially, rate hikes and other cost …

Family Caregivers at Work

Posted on 06/30/2014 by |AARP Blog Author | Comments

PoliticsThrough the years, I’ve had to take time off from work to care for my mom and pop. And I’ve always been grateful that I worked for an employer that allowed me to take sick leave or to telework in order to be there for my parents. But I know I’m one of the lucky ones. Today, millions of American workers have no paid or unpaid sick leave. Each day they face loss of pay — or loss of their jobs …

Supporting Seniors, Family Caregivers: Where Does Your State Rank?

Posted on 06/23/2014 by |AARP Blog Author | Comments

PoliticsMy sister always says, “If you fail to plan, you plan to fail.”  I was reminded of this adage when I heard Loren Colman, Minnesota assistant commissioner of continuing care, explain how Minnesota is consistently ranked at the top of the nation when it comes to providing support for seniors and their family caregivers. “We planned,” he said.  Indeed, Minnesota developed a plan decades ago to transform the way the state would deliver long-term care services to older residents in their …