The Passcode to Hack Most Credit Card Readers

About 90 percent of checkout payment card readers, like those implicated in last year’s string of retailer data breaches, currently use the same password. Reason: The default setting hasn’t been changed – either by its manufacturer, middlemen vendors or retailer clients that purchase the devices. That’s the stunning conclusion after researchers from cybersecurity firm Trustware examined point-of-sale (POS) card readers at 120 retailers nationwide. “No one is changing the password when they set this up for the first time; everybody …

Free Government Money? Uncle Sham Is Back!

Lucky me. Turns out I’m entitled to receive $3,200 in “free” government money. The reason, the caller explained: “Because you always file your IRS taxes on time.” Problem is, the named benefactor of that “specially selected federal grant” doesn’t pay his taxes because he doesn’t exist. Yes, the scammer dialed my actual phone number, but it’s listed under a fake name in public directories specifically to spot telephoning tricksters and Do-Not-Call no-goodniks. And like my phone directory pseudonym, unsolicited “free government money” is just …

Don’t Fall for These Mystery Shopping Scams

As unsolicited emails, phone calls and mailed letters (often with fake checks) continue to recruit victims in mystery shopping scams, fraudsters have widened their net to the popular networking website LinkedIn. The MSPA-NA (formerly known as the Mystery Shopping Providers Association of North America) recently issued a warning that at least one member, IntelliShop, has been spoofed in this new ploy. The truth: MSPA-NA members do not send out unsolicited messages about mystery shopping opportunities on LinkedIn or elsewhere. Get …

Are You Scam Savvy or an April Fool?

This week, Hump Day is more than just Watchdog Wednesday. Being April Fools’ Day, when better not to be fooled by common scams of the season. Take this quiz to gauge your gotcha-avoidance know-how (answers at the bottom): 1. After you file your tax return, the IRS telephones, asking that you verify submitted personal information. How should you respond? A. Hang up. B. Provide the requested data. 2. Bathing-suit season beckons, and advertisements promise that a miracle supplement drops pounds fast — with a …