Health Among Top Issues That Matter Most to African Americans

In January 2011, AARP interviewed Americans 50 and older from every state, the District of Columbia, Puerto Rico and the Virgin Islands. We asked about their dreams as they think about what is next in their life as well as the challenges they see themselves facing. Staying healthy tops the list for African American/Black respondents in the Voices of the 50+ America: Dreams & Challenges study, with staying mentally sharp, having adequate health insurance coverage, and receiving Medicare benefits very …

Do You Worry About Money? Join the Club

Whether you’re nearing the end of your working life or still several decades away, Americans all share the same financial fear: Will I have enough money to retire? More than two in three Americans ages 30 to 64 say their top financial worry is whether they’ll be able to save enough to live reasonably well in retirement, according to a Gallup poll released this week. Not being able to pay for medical costs was the top money fear for people …

Employers Shift More Health Care Costs to Workers

It’s not that your paycheck feels smaller. It is smaller, thanks to the bigger portion that health care costs are siphoning from your take-home pay. Employers year after year have shifted more of the burden for health insurance costs to workers. And it’s no different for this year. Employees’ premiums rose by nearly 7 percent to $2,975 for 2014, not counting out-of-pocket costs, according to a survey released this week by Towers Watson and the National Business Group on Health, …

Cost Barriers Persist for Colonoscopy Screening In Medicare

Thousands of people in the United States die every year from colorectal cancer-cancer of the colon or rectum. That’s astonishing because colorectal cancer is almost entirely preventable by use of recommended screening tests. Yet, in 2008, less than two-thirds of all people ages 65 and older had the screening. Medicare pays for several types of screening tests, including colonoscopy which is considered the best test for early detection and prevention of colorectal cancer. Colonoscopy allows for removal of polyps and …

AARP Debuts New Health Care Costs Calculator

It could be a costly mistake if you aren’t considering health care costs in your retirement plan, financial advisers tell us. According to the latest estimate by Boston-based Fidelity Investments, premiums, deductibles and other out-of-pocket expenses could cost a 65-year-old couple retiring today a hair-raising $220,000 – and that’s after Medicare coverage kicks in. Yet we seem to be a little short-sighted. In a recent Fidelity poll of more than 1,800 people, nearly half of adults ages 55 to 64 believe …