How Has the Affordable Care Act Affected Americans Ages 50-64?

As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages 50-64, the AARP …

Feel Like You’re Paying More for Health Insurance? Blame Deductibles

Though workers have seen moderate increases in health insurance premiums in recent years, deductibles and the number of workers paying them have increased sharply, according to a new study by Kaiser Family Foundation. Five years ago, 70 percent of workers in an employer-sponsored plan paid a deductible, compared with 81 percent today, Kaiser found. Over that time, the average deductible has grown from $917 to $1,318 for single coverage. Together, this amounts to a 67 percent increase in deductibles in …

What Every Caregiver Needs to Know About Medicare

As Medicare celebrates its 50th anniversary this year, I’m grateful it has been there to help my grandparents, parents and sister. We couldn’t have coped without it. Even so, Medicare can be complicated for a caregiver to understand and manage. Other caregivers often tell me their biggest challenge in managing a loved one’s finances is dealing with health insurance, including Medicare and Medicaid. For example, when my parents’ primary care doctor of more than 20 years decided not to accept their …

Another State Expands Medicaid: Win for 70,000 More Americans

Today I have great news to share: Gov. Steve Bullock has signed the Montana Health and Economic Livelihood Partnership (HELP) Act into law, giving 70,000 hardworking Montanans access to affordable health coverage. Until now, tens of thousands who had lost their jobs or were struggling in jobs without health benefits had no access to affordable healthcare — Michele was one of them. For years, Michele felt like she was walking a razor’s edge not having health insurance. She didn’t go …

5 Things to Know About the Obamacare Court Case

The Affordable Care Act is once again before the Supreme Court. On March 4, the justices will hear oral arguments in King v. Burwell, a case challenging the validity of tax subsidies helping millions of Americans buy health insurance if they don’t get it through an employer or the government. If the court rules against the Obama administration, those subsidies could be cut off for everyone in the three dozen states using healthcare.gov, the federal exchange website. A decision is …

Health Among Top Issues That Matter Most to African Americans

In January 2011, AARP interviewed Americans 50 and older from every state, the District of Columbia, Puerto Rico and the Virgin Islands. We asked about their dreams as they think about what is next in their life as well as the challenges they see themselves facing. Staying healthy tops the list for African American/Black respondents in the Voices of the 50+ America: Dreams & Challenges study, with staying mentally sharp, having adequate health insurance coverage, and receiving Medicare benefits very …