AARP Opposes Employer Invasion of Medical Privacy

With election season in full force, much of the work inside Washington is flying under the radar. While Congress remains deeply divided, there continues to be action on the regulatory front. One such development should be a real attention grabber: a proposed Obama administration rule that would allow an employer’s workplace wellness program to require you and your family to hand over your medical and genetic information, or face paying hundreds or even thousands of dollars more for your health …

Shingles Vaccine May Be out of Reach for Some Medicare Beneficiaries

Introduction to Shingles Shingles is a viral infection that causes a painful skin rash. It is caused by the varicella-zoster virus — the same virus that causes chicken pox. Once people recover from chicken pox, the virus remains in their body in an inactive state. In some people, it stays dormant; in others, the virus reactivates and causes shingles. The condition is most common in older adults and people with weakened immune systems. The most common complication of shingles is …

Covering Low-Income Midlife Adults Through Medicaid: Making Progress, but More States Need to Take the Plunge

The Affordable Care Act — as interpreted by the U.S. Supreme Court — gives states the option to expand Medicaid. Access to Medicaid significantly reduces the number of uninsured in this country. Since the expansion began, millions of individuals are receiving coverage through Medicaid or the Children’s Health Insurance Program. Yet, 19 states have not expanded Medicaid coverage, potentially leaving almost 2 million low-income midlife adults (ages 45-64) without access to insurance coverage. Being uninsured is especially hard on adults …

How Has the Affordable Care Act Affected Americans Ages 50-64?

En español | As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages …

Feel Like You’re Paying More for Health Insurance? Blame Deductibles

Though workers have seen moderate increases in health insurance premiums in recent years, deductibles and the number of workers paying them have increased sharply, according to a new study by Kaiser Family Foundation. Five years ago, 70 percent of workers in an employer-sponsored plan paid a deductible, compared with 81 percent today, Kaiser found. Over that time, the average deductible has grown from $917 to $1,318 for single coverage. Together, this amounts to a 67 percent increase in deductibles in …

What Every Caregiver Needs to Know About Medicare

As Medicare celebrates its 50th anniversary this year, I’m grateful it has been there to help my grandparents, parents and sister. We couldn’t have coped without it. Even so, Medicare can be complicated for a caregiver to understand and manage. Other caregivers often tell me their biggest challenge in managing a loved one’s finances is dealing with health insurance, including Medicare and Medicaid. For example, when my parents’ primary care doctor of more than 20 years decided not to accept their …