Fewer Struggle With Medical Costs as Obamacare Expands Coverage

WASHINGTON (AP) — Not only do more Americans have health insurance, but the number struggling with medical costs has dropped since President Barack Obama’s health care law expanded coverage, according to a study released Thursday. The Commonwealth Fund’s biennial health insurance survey found that the share of U.S. adults who did not get needed care because of cost dropped from 43 percent in 2012 to 36 percent last year, as the health care law’s main coverage expansion went into full …

Two and a Half Inflation Myths

Inflation lately has been pretty tame. Still, the possibility that it could raise its ugly head again, eating away at our spending power and standard of living, is always in the back of our minds. That’s why it’s important to understand inflation to better protect ourselves from its potential impact. Knowing these myths about inflation is a good place to start. Myth one: Inflation is easy to predict. The U.S. Bureau of Labor Statistics (BLS) measures inflation and reports consumer …

For Many Veterans, the Battles Don’t End With the War

It seems so easy. We pass a veteran in uniform in an airport or on the street and we nod and say, “Thank you for your service.” It is a gracious greeting that is much appreciated by these men and women who have fought or stood bravely for the ideals of freedom for which America stands. But the fact is that, though veterans respond in kind to appreciation, many have brought the battlefield home with them in various ways. >> …

Helping Older Adults With Depression

The recent death of actor and comedian Robin Williams prompted much-needed public discussion about depression, which affects millions of older Americans — including many who face a number of common risk factors such as financial stress, decline in physical and cognitive health, and social isolation. Research has linked depression to poorer functioning, health status and quality of life among older adults. Unfortunately, it can be difficult to identify and treat depression in this population, a challenge that comes with a substantial …

No Change in Medicare Part B Costs Means More Change in Your Pocket

The secretary of the U.S. Department of Health and Human Services announced this week that the Medicare Part B monthly premium and deductible will not increase in 2015. This is great news for the 49 million Americans who rely on Medicare Part B to cover their doctor and outpatient hospital visits. Medicare Part B monthly premiums and deductibles will remain at $104.90 and $147, respectively. Those who pay higher Medicare income-related premiums will also find that their premiums are unchanged. …

The Cost of Health Freebies

Many freebies come at a cost. And with unsolicited offers for supposedly free medical supplies and services, it’s often identity theft. As your phone likely continues to ring with robocalls touting “free” medical alert systems — a scam that’s been going strong for more than a year (with some calls still lying about phony AARP ties and bogus coupons) — expect other equally dubious deals. Some offer “no-cost” medications and supplies for diabetes or other conditions. Others are even bolder, claiming that “doctor-ordered” …