Health Among Top Issues That Matter Most to African Americans

In January 2011, AARP interviewed Americans 50 and older from every state, the District of Columbia, Puerto Rico and the Virgin Islands. We asked about their dreams as they think about what is next in their life as well as the challenges they see themselves facing. Staying healthy tops the list for African American/Black respondents in the Voices of the 50+ America: Dreams & Challenges study, with staying mentally sharp, having adequate health insurance coverage, and receiving Medicare benefits very …

Few African Americans Take Advantage of Retirement Planning Products

Recent research shows that most African Americans/blacks age 50-plus use financial products, such as checking accounts and savings accounts. But only 1 in 10 use retirement planning products, such as a 401(k) plan or individual retirement account (IRA). Millions of Americans haven’t saved any money for their golden years, and millions of others haven’t saved nearly enough. According to the Federal Reserve, the median balance of retirement accounts totals less than $60,000, and many African Americans/blacks have saved even less. >> AARP …

Fewer Struggle With Medical Costs as Obamacare Expands Coverage

WASHINGTON (AP) — Not only do more Americans have health insurance, but the number struggling with medical costs has dropped since President Barack Obama’s health care law expanded coverage, according to a study released Thursday. The Commonwealth Fund’s biennial health insurance survey found that the share of U.S. adults who did not get needed care because of cost dropped from 43 percent in 2012 to 36 percent last year, as the health care law’s main coverage expansion went into full …

Two and a Half Inflation Myths

Inflation lately has been pretty tame. Still, the possibility that it could raise its ugly head again, eating away at our spending power and standard of living, is always in the back of our minds. That’s why it’s important to understand inflation to better protect ourselves from its potential impact. Knowing these myths about inflation is a good place to start. Myth one: Inflation is easy to predict. The U.S. Bureau of Labor Statistics (BLS) measures inflation and reports consumer …

For Many Veterans, the Battles Don’t End With the War

It seems so easy. We pass a veteran in uniform in an airport or on the street and we nod and say, “Thank you for your service.” It is a gracious greeting that is much appreciated by these men and women who have fought or stood bravely for the ideals of freedom for which America stands. But the fact is that, though veterans respond in kind to appreciation, many have brought the battlefield home with them in various ways. >> …

Helping Older Adults With Depression

The recent death of actor and comedian Robin Williams prompted much-needed public discussion about depression, which affects millions of older Americans — including many who face a number of common risk factors such as financial stress, decline in physical and cognitive health, and social isolation. Research has linked depression to poorer functioning, health status and quality of life among older adults. Unfortunately, it can be difficult to identify and treat depression in this population, a challenge that comes with a substantial …