Medicare Does Not Pay for Long-Term Care

Posted on 08/22/2013 by |AARP Blog Author | Comments

Public Policy InstituteMany consumers and policymakers mistakenly believe that Medicare — the federal health insurance program for people age 65 and older and some younger people with disabilities — pays for long-term care. It does not, as stated in the official Medicare handbook. Millions of Medicare enrollees must pay for long-term care services (such as personal assistance at home, assisted living, and nursing home care) entirely from their own income and savings. Confusion often stems from misinterpretation of coverage provided by Medicare’s …

Medicare Coverage Change for Therapy Offers Ray of Hope for Caregivers

Posted on 10/25/2012 by |Aging, Home & Family Expert | Comments

CaregivingA loved one suffers a stroke, a fall, or has a chronic illness such as Alzheimer’s disease, Parkinson’s disease or multiple sclerosis. Medicare initially covers payment for vital services such as skilled nursing, home health care and physical, occupational or speech therapy. We see improvement as they heal, grow stronger, speak more and become more engaged in life. Suddenly the bad news is delivered: the patient reaches a “plateau” or doesn’t show “improvement” according to Medicare standards. They will no …

Doctors Who Make House Calls – and More!

Posted on 10/25/2011 by |Aging, Home & Family Expert | Comments

CaregivingWhen Mom came home after four months in hospitals and a skilled nursing facility, she was able to use a walker to go short distances. But the idea of getting to all of her doctors’ appointments seemed overwhelming.  Visiting the doctor would take at least half a day: getting ready to go, making her way to the car, riding there, getting out of the car, waiting in the doctor’s office, and then making the return trip and recovering from it …