Tax Day Isn’t Relax Day: New Post-Filing Ploys Emerge

The end of tax season doesn’t mean an end to tax scams; rather, a new wave starts with the deadline for filing tax returns (typically April 15 but this year extended three days so Emancipation Day can be celebrated today). Now come the emails, phone calls and text messages supposedly from the IRS or other tax collectors that usually tout refunds, warn of audits or incomplete filings, or seek to verify personal information. Most phish for identity theft intel, but …

What to Shred and When

April showers? With spring cleaning and the end of tax-filing season, what really “reigns” this month are free shredding events held across the country — including dozens hosted by our Fraud Watch Network and AARP Foundation — to safely destroy unneeded paperwork that could help crooks steal your identity. Granted, shredding shouldn’t be your sole defense. ID theft is more likely to result from data breaches, computer malware, a lost or stolen wallet and other devious methods, including thieves buying sensitive …

How Gender Affects Online Shopping Scams

Who shops online? Roughly 72 percent of women and 68 percent of men make regular purchases with computers and smartphones, according to industry data. Who gets duped more often in online shopping scams? Depends on your definition. New data suggest that women are more actively and specifically targeted by cyber crooks for online shopping fraud and, likely because of this, fall victim six times more often than men. But when men get scammed, they lose about three times more money, …

Behind the Numbers: Consumers Report a New Top Gripe

Despite a 47 percent increase in complaints from the previous year, identity theft wasn’t the nation’s top consumer complaint in 2015 — for the first time in 16 years, according to an annual review by the Federal Trade Commission. That dubious distinction goes to abusive debt collectors, according to the FTC’s latest Consumer Sentinel Network Data Book. But it’s no simple apples-to-apples comparison: With 897,655 complaints, debt collectors tallied 29 percent of all reports “due in large part to a …

Coupon Scams: Don’t Get Clipped

Maybe you saw that recent Facebook post promising a free $200 Nordstrom gift card. Or perhaps it was that $100 coupon for Lowe’s, which just resurfaced after a similar “campaign” last spring, or the latest coupon on social media, touting a free Disneyland vacation for four. Like umpteen others that come and go, each of these recent frauds was part of at least 300 billion fake coupon offers annually that aim to pinch those who are trying to pinch pennies. (Just …

Preventing Child ID Theft With a Credit Freeze

No matter where you live, a credit freeze is a great way for you to prevent identity theft — particularly the opening of new credit cards, loans and service accounts in your name. But depending on where you live, a freeze isn’t easy to get for your offspring. Although legislation has been introduced, currently there are no federal laws concerning credit freezes for children, and only 23 states have passed laws requiring credit reporting bureaus to freeze a minor’s credit …