‘There Will Be No Retirement for Me.’

Meet Jeff and Capi Saxton. Jeff is a bookbinder and Capi manages a small fabric and sewing supply store. Now in their 50s, they’ve found it hard to save for retirement. “There will be no retirement for me,” Jeff says. “I’ll always have to work.” Jeff and Capi are not alone. In fact, the average working-age household has only $3,000 saved for their future. And if you have anything at all saved, you’re ahead of the curve — 45 percent …

This Year, I’m Thankful for Family Caregivers

Nancy was caring for her mother and husband, raising four children, and working full time when she ended up in the hospital, suffering from exhaustion. It was then that she realized that she couldn’t help her loved ones unless she also took care of herself. Like Nancy, many family caregivers are on call 24 hours a day, 7 days a week. In addition to helping their older parents, spouses and other loved ones, they work full or part time, raise children …

Pop’s Critical Role as Caregiver During Mom’s Brain Surgery

This weekend we all had the opportunity to celebrate our fathers. As I remembered my Pop — a funny, hardworking, unselfish man — I thought about his devotion to my mom, especially during their later lives when he was her primary caregiver. He shouldered huge responsibilities that I think weighed heavily on his mind. I remembered the time, several days before Mom had brain surgery, Pop opened his wallet and handed me a small piece of paper. “It’s the anesthesia …

Could You Retire From Your Job in Debt?

Think about retiring from your job with no savings — not even a little bit — just debt. Unfortunately this is the case for one in five Utahans, according to a new study released recently by Notalys LLC. This news is troubling, to say the least. To make matters worse, with 45 percent of working-age households having nothing — zero dollars — saved toward retirement, what’s playing out in Utah could have significance nationwide. That’s why Utah and other states around …

For Family Caregivers, Love Is More Than Chocolate and Roses

Valentine’s Day may be over, but 42 million Americans continue to give their hearts each and every day. They are family caregivers who help parents, spouses, aunts, uncles and other loved ones to live independently at home, where they want to be. For these unsung heroes, love goes beyond chocolate and roses — and their labor of love means driving to doctor’s appointments, cooking, cleaning, helping bathe and dress their loved ones, managing medications, performing medical tasks and more. Gwen …

21 States Still Debating Affordable Health Coverage

For five years Michele from Montana, didn’t have access to affordable health care. She didn’t go to the doctor because she couldn’t afford it; this scared her. When health care laws began to change, Michele began to dream about what it would be like to have health coverage again, and how she would take better care of herself. But when many others gained access to affordable care last year, Michele did not. Instead, she was one of millions of hard-working Americans …