Under the Senate Health Bill, All Older Adults Would Pay Much More for Individual Health Coverage

The just-released Senate bill, Better Care Reconciliation Act (BCRA), is very bad news for older adults. The bill reduces financial assistance (premium tax credits and cost-sharing subsidies) and changes rules on how much premiums can vary by age (age-rating). As a result, people ages 50 to 64 would have to pay thousands of dollars more in premiums to buy health insurance in the individual (non-group) market. Here are four ways the bill would increase the cost of health insurance for …

Stability Fund Won’t Keep Premiums From Going Through the Roof for People With Preexisting Conditions

The American Health Care Act (AHCA), H.R.1628, allows states to create high-risk pools for people with preexisting health conditions under certain circumstances. High-risk pools are supposed to provide access to health insurance for people who cannot get coverage in the individual (non-group) health insurance market. In a previous analysis, we noted that states have never funded high-risk pools adequately. The result: A small number of consumers paid very high premiums for skimpy coverage. Many others went without health insurance because …

If You Get Health Insurance From Your Job, the Health Care Debate’s Outcome Could Still Hurt You

People with health insurance through large employers may assume the outcome of the current health debate won’t affect them. But it can. To start, yesterday the Congressional Budget Office (CBO) estimated that 3 million people would lose employer-based insurance coverage as a result of changes proposed in the American Health Care Act (AHCA). But the bill’s harmful effects would reach far beyond those 3 million people; in fact, virtually everyone is vulnerable. Here’s how: In times of change, people turn …

State High-Risk Pools Failed Consumers in the Past — and Would Again

The revised  American Health Care Act (AHCA) threatens to do away with the Affordable Care Act’s (ACA) protections for people with preexisting health conditions. These protections prevent insurance companies from denying these individuals coverage or charging them higher rates based on their health. Eliminating these protections could force millions of Americans to — once again — rely on state high-risk pools. State high-risk pools are supposed to provide access to health insurance for people who cannot get coverage in the …

AARP Driver Safety Honors Black History Month With Special Promotion

Black History Month is celebrated throughout February to honor many mission-driven individuals who made or are making lasting contributions to the United States. Visit AARP Black Community >> AARP Driver Safety would like to honor the spirit of the month by furthering our mission to promote safe driving nationwide. Since 1979, AARP Driver Safety has offered the nation’s first and largest refresher course for drivers 50-plus and has helped more than 16 million drivers stay in command of the road. …

A Life-Giving Reminder: Enroll Now for 2016 Health Care Coverage

One of the main reasons that the mortality rate for African Americans remains disparately high for heart disease, cancer, stroke and diabetes is because we too often delay going to the doctor for symptoms or regular checkups. By the time we go, the health condition is sometimes worse. Dr. Louis Sullivan, former U.S. Secretary for Health and Human Services and founder of the Morehouse School of Medicine, knows the negative health habits of many African Americans. He says sometimes we don’t go …