The Skyrocketing of the Age 85+: AARP Data Explorer Provides Long-Term Services and Supports Data for Policy Solutions

From 2010 to 2060, the age 85-plus population will more than triple (+260%), the fastest growth of any age group over that time period. This demographic phenomenon will have a significant impact on every aspect of our society, ranging from our health care system to the economy. People age 85-plus are the group most likely to need long-term services and supports to help them with everyday tasks. They not only have higher rates of disability than younger people, but they …

What Are We Doing to Support our Valuable Family Caregivers?

About 40 million people in America care for a family member, neighbor or friend who has limitations in everyday activities. We call these people “family caregivers.” Most of them juggle work and family caregiving responsibilities, which can seriously affect their physical and emotional health. Together, this invisible workforce provides 37 billion hours of care, which the AARP Public Policy Institute values at $470 billion. That’s 470 BILLION dollars. Hard to get your head around that number. But try. Because it …

Revisiting Long-Term Care Insurance

Two months ago, I wrote about whether you should buy long-term care insurance (LTC). My biggest concern with this type of insurance was and continues to be the huge rate increases that consumers generally face down the road. Companies underpriced LTC insurance when it was first launched and took significant losses as a result. This was demonstrated again last week when Genworth announced it was restructuring its business following a $1.6 billion loss from its long-term care unit. As a result, many policyholders are facing …

Tampa Forum Kicks Off Conversations on Aging

“Make this a national conversation,” Cecilia Muñoz, director of the White House Domestic Policy Council, urged participants in Tampa at the first in a series of five regional forums preparing for the White House Conference on Aging this summer. The invitation-only forums allow older Americans and those who work with and for them an opportunity to voice their opinions and concerns on various issues. Discussions aim to form a vision and agenda for the White House conference, held in Washington …

Health Among Top Issues That Matter Most to African Americans

In January 2011, AARP interviewed Americans 50 and older from every state, the District of Columbia, Puerto Rico and the Virgin Islands. We asked about their dreams as they think about what is next in their life as well as the challenges they see themselves facing. Staying healthy tops the list for African American/Black respondents in the Voices of the 50+ America: Dreams & Challenges study, with staying mentally sharp, having adequate health insurance coverage, and receiving Medicare benefits very …

No Silver Bullet: Lessons From International Programs for Financing Long-Term Services and Supports

Life spans are increasing around the world, but countries differ enormously in how they deal with increasing demands for long-term services and supports (LTSS). AARP International recently sponsored a policy symposium on the LTSS systems in Germany, France and the United Kingdom to inform important discussions about how to reform the U.S. system. As AARP Executive Vice President Debra Whitman noted in her opening remarks, the costs associated with LTSS represent the largest uninsured risk to the retirement security of …