Scam-Proof 2016 With These 7 Simple Steps

Happy New Year! Start 2016 on the right foot, with these simple steps to reduce your risk of scams: Freeze your credit file. The best way to proactively prevent identity theft (as well as minimize damage after it occurs), a credit freeze restricts access to your credit report. Without being able to review it, most creditors won’t issue loans, credit cards or other credit in your name – helpful when your personal data falls into the wrong hands, whether resulting from …

Top Scams of 2015

As 2015 closes, it’s the same old story: another 750 documented data breaches — roughly the same as in 2014, but this year involving records of at least 178 million Americans (up from 160 million). And, of course, scammers are working the phones as usual. “No matter the call — and our clientele is still inundated with telemarketing calls — the way people are targeted for scams is the same … with intimidation, fear and/or immediacy,” notes Amy Nofziger of …

FTC: $1.7 Billion Lost to Fraudsters in 2014 — ID Theft Top Complaint … Again

Consumers reported losing $1.7 billion to scams and frauds in 2014, according to an annual review released by the Federal Trade Commission. That figure is likely a fraction of actual losses, since many people never report their victimization. For the 15th consecutive year, identity theft was the top complaint in the FTC’s Consumer Sentinel Network Data Book, accounting for 13 percent of the total 2.5 million filed complaints. That’s the same percentage as in 2013, but with more people reporting …

10 Ways to Win in Sweepstakes Scams

Next week, Publishers Clearing House will choose one lucky person (and his or her designated beneficiary) to receive $5,000 a week for life. Meanwhile, PCH-posing scammers are picking their own “winners.” One man in North Carolina recently lost $13,000. A Michigan woman was bilked out of $7,000. And who knows how many others are too embarrassed to admit they did what no legitimate contest would ever request: send upfront payment to claim a supposed jackpot. Some are fooled after getting fake checks (allegedly “partial” …

11 Things We Didn’t Know Last Week

News, discoveries and … fun 1. For $50,000, the Dallas Zoo will sell you naming rights for a baby giraffe. (Learn more at CBS DFW) 2. More than $2 billion in lottery prizes went unclaimed in 2013. (Learn more at Yahoo! Finance) 3. Some male hummingbirds use their sharp, curved beaks to stab rivals’ throats. (Learn more at University of Connecticut) >>  Best Small Towns in America 4. Carlos Santana became a guitarist because his first instrument, the violin, sounded like an “alley …

How 17 Siblings Scored a $20 Million Jackpot

Can you plan to win the lottery? Judging from the amazing story of the Endreson family’s $20.1 million bonanza in the New Jersey Lottery, the answer just might be yes. The family’s lottery pool – originally conceived by matriarch Flossie Endreson, who died in 2004 at the age of 85 – finally paid off big when her 17 surviving children won the Pick-6 Lotto on a quick-pick game board purchased for $1 at a 7-Eleven in Fork River, N.J. >> Get travel …