Can You Afford the Health Care You Need?

Imagine this: You’ve been unemployed for a year and, as a result, don’t have health insurance. You have type 2 diabetes. You need blood tests, but they cost $600 and you can’t afford that. You have a broken tooth that you can’t get fixed. You want to work, but no matter how hard you try, you haven’t been able to find a job. Unfortunately, nearly 3 million hardworking Americans may face scenarios like this. When the decision to expand affordable …

How Has the Affordable Care Act Affected Americans Ages 50-64?

As we approach the end of the Affordable Care Act (ACA)’s third health insurance open enrollment period, it’s a good time to look at how the ACA has affected older Americans. The ACA aims to make health insurance more accessible and affordable for all Americans. Before the ACA, out-of-pocket costs were rising and health insurance access declining among adults ages 50-64, an age group not yet eligible for Medicare. To assess the ACA’s impact on those ages 50-64, the AARP …

Across the States: Fighting for You in 2015

This month, state legislatures throughout the nation are convening to mark the inauguration of new governors, state legislators and other state leaders. We will then begin to hear State of the State messages from governors that detail the challenges, opportunities and priorities they have defined for the year ahead. At AARP, we’ve also set our priorities for 2015 with a state advocacy agenda that highlights how we will continue to fight for you in every state, the District of Columbia, Puerto …

Momentum Builds to Close Health Coverage Gap

When you’re sick, what do you do? A. Nothing, B. Call a doctor, or C. Go to the E.R.? Every day, millions of hard-working Americans who have lost their jobs or are struggling in jobs without health coverage choose A. Nothing. That is, until their condition gets so bad they are forced to choose C. and go to the ER. Without affordable health coverage, paying for a doctor’s appointment is just too expensive, and the necessities of daily living like …

Battleground States in the Fight for Medicaid Expansion

A few days ago, the Maine legislature passed a bill – for the third time – that would expand affordable health coverage for nearly 70,000 residents who earn up to $15,000 a year. These hard-working Mainers – our friends, neighbors, even family – may have lost their jobs or are working in jobs that don’t offer health coverage. Gov. Paul LePage has already vetoed two similar bills to expand Medicaid, which would not only help the thousands of Mainers who …

States Can Smooth the Transition from Medicaid to Medicare

The Affordable Care Act (ACA) created an additional set of rules governing Medicaid eligibility. These new rules and the traditional rules interact in ways that can significantly affect low-income Medicare beneficiaries. States need to understand what’s at stake. The ACA makes it easier for low-income individuals to qualify for Medicaid by using much simpler rules for counting income, called the modified adjusted gross income (MAGI) rules. People who qualify for the Medicaid expansion under the ACA are referred to as …