Three Simple Lifesaving Strategies for Good Health

A recent survey conducted by AARP found that the top concern on the minds of African Americans over 50 is staying healthy. So as we come to the end of April, which is National Minority Health Month, we are spotlighting health disparities in the black community and how we can stay healthier and live longer. According to the CDC Health Disparities and Inequalities Report — United States, 2013, here are some of the disparities: African American adults develop diabetes at twice …

Medicare Celebrates a Half Century

Give Medicare and Medicaid an AARP card — they’re turning 50 this year. At a special program on Wednesday commemorating the upcoming 50th anniversary, experts spoke about how the two federal programs have transformed both the country’s health care system and the health of its older citizens. “Medicare has been a health care lifeline for millions of older Americans and must be strengthened for the future,” AARP President Jeannine English said at the conference, sponsored by the LBJ Presidential Library, …

No Silver Bullet: Lessons From International Programs for Financing Long-Term Services and Supports

Life spans are increasing around the world, but countries differ enormously in how they deal with increasing demands for long-term services and supports (LTSS). AARP International recently sponsored a policy symposium on the LTSS systems in Germany, France and the United Kingdom to inform important discussions about how to reform the U.S. system. As AARP Executive Vice President Debra Whitman noted in her opening remarks, the costs associated with LTSS represent the largest uninsured risk to the retirement security of …

Hackers Access Records for Millions of Anthem Customers

INDIANAPOLIS (AP) — Health insurer Anthem said hackers infiltrated its computer network and gained access to personal information for “tens of millions” of customers and employees, including CEO Joseph Swedish. The nation’s second-largest health insurer said it was contacting customers affected by what it calls a “very sophisticated” cyberattack that the company discovered last week. It said hackers gained access to names, birthdates, email addresses, employment details, Social Security numbers, incomes and street addresses of people who are covered or …

Should I Buy Long-Term Care Insurance?

One of the most frequent questions I get from clients is whether to buy long-term care insurance. With the average cost of a private room in care facilities topping $94,000 a year, according to a 2013 study by insurer John Hancock, it’s a reasonable concern. Many of us will need some form of long-term care (LTC), so the question of whether to buy insurance to help with the associated costs is a real one. I think the decision is a very close call. At …

Keep Low-Income Medicare Beneficiaries From Falling Through the Cracks

The Affordable Care Act allows states to offer Medicaid to low-income adults who would not have qualified under previous law. Twenty-eight states and the District of Columbia offer this expanded coverage. Those who qualify will face higher cost-sharing requirements when they transition from Medicaid expansion coverage to Medicare, but some may be eligible for traditional Medicaid benefits or Medicare Savings Programs (MSPs) that will help reduce their costs. >> Get your questions about the health law answered here. Medicare beneficiaries …