Scam Defense During Spring Travel

This spring break will set a record for air travel during March and April, industry experts say. On the ground, expect the same old scams. Heading to Beijing? “The most common scam involves people persuading you to go with them for a tea ceremony, which is often so pleasant that you don’t smell a rat until several hundred dollars appear on your credit-card bill,” reports travel.aarp.org, a useful resource for learning about all things travel (including scams). In India and …

Behind the Numbers: Consumers Report a New Top Gripe

Despite a 47 percent increase in complaints from the previous year, identity theft wasn’t the nation’s top consumer complaint in 2015 — for the first time in 16 years, according to an annual review by the Federal Trade Commission. That dubious distinction goes to abusive debt collectors, according to the FTC’s latest Consumer Sentinel Network Data Book. But it’s no simple apples-to-apples comparison: With 897,655 complaints, debt collectors tallied 29 percent of all reports “due in large part to a …

Coupon Scams: Don’t Get Clipped

Maybe you saw that recent Facebook post promising a free $200 Nordstrom gift card. Or perhaps it was that $100 coupon for Lowe’s, which just resurfaced after a similar “campaign” last spring, or the latest coupon on social media, touting a free Disneyland vacation for four. Like umpteen others that come and go, each of these recent frauds was part of at least 300 billion fake coupon offers annually that aim to pinch those who are trying to pinch pennies. (Just …

Virtual Kidnapping: The Latest Fear-by-Phone Hoax

It sounds like something out of Hollywood, but it’s hitting homes across the country: “virtual kidnapping,” where fraudsters try to extort money by claiming that a family member has been taken hostage. This fear-provoking fraud isn’t new; there was a nationwide wave of similar calls two years ago in which swindlers usually claimed a loved one was being held after causing a traffic accident and refusing to pay for damages. But in recent weeks, the scam has exploded — and this …

Financial Planning You Can Afford

Whom do you turn to when you need advice on managing your personal finances? A family member? A close friend? Or do you have a financial planner on speed dial? When there is mention of a financial planner, people often think it’s a service for the wealthy. It’s time to debunk that myth. Financial planners are not only for those with lots of money, they are for anyone needing to get financial matters in order. If you don’t think it’s …

Spice Up Your Life!!!

Poet and civil rights leader Maya Angelou once said, “Perhaps travel cannot prevent bigotry, but by demonstrating that all peoples cry, laugh, eat, worry, and die, it can introduce the idea that if we try and understand each other, we may even become friends.” With that anecdote in mind, imagine how enlightening, educational and inspiring it could be to experience the richness of other cultures — especially with all the racial unrest that we experience in America. In fact, I …