Season’s Cheatings! Get Wise to Holiday Shopping Scams

Black Friday has kicked off the official holiday shopping season, so here’s a rundown of the most common scams aimed at shoppers — and how you can avoid them: The name game Scammer-run websites use the names of popular items and retailers to steal credit card and password information or deliver malware. You’re led to them when you do online keyword searches, including terms like “discount toys.” >> Top Seasonal Scams to Avoid Search away to compare prices, but before you click …

6 Places Never to Use a Debit Card

Credit or debit? Although both cards look the same, they offer different protections. Under federal law, if your credit card is used to make unauthorized charges after it is lost or stolen, you’re liable for only $50 - no matter the amount and with no time restrictions to report the fraud. And many issuers won’t even charge the $50 for valued customers. But with a debit card, you have just two business days to report an unauthorized loss or money transfer, or …