1 in 4 Didn’t Notice ID Theft for at Least 2 Years. Would You?

Identity theft is fast-moving. Are you asleep at the wheel? The sooner ID theft is discovered, the easier it is to repair the damage. And yet, one in four did not know they were victims until at least two years later, according to the Identity Theft Resource Center. That’s more than enough time to destroy your financial life  and start a new one on your dime. Sixteen percent of 201 people from 39 states who contacted the ITRC in 2013 didn’t …

Picking a Financial Adviser? This Tool Can Help

Investors are generally advised to check the background of brokers or other financial professionals before doing business with them. Yet, how many of us really do that, even though it could protect our life savings? It’s safe to say, not a lot. One reason: Even though this information is available online, it’s not been that easy to navigate the multiple websites to find it. >> Should You Invest in Collectibles? Now the U.S. Commodity Futures Trading Commission has created the CFTC SmartCheck, …

10 Dumbest Things to Do Online

Trying to get scammed? Engage in these stupid but common online practices and the smart money is that you likely will. 1. Falling for emotional bait. Online and otherwise, scammers line their pockets on your emotions — greed, fear, curiosity — and often fuel each with “Act Now!” urgency. Offers of easy money and threats of negative consequences phish for your money and/or personal information. Promises of forbidden photos or links, especially with terse “Check this out!” messages, are used to install …

Dangerous Search Terms Beyond ‘Jimmy Kimmel’

Jimmy Kimmel got laughs last week after being named 2014’s Most Dangerous Cyber Celebrity. According to online security firm McAfee, one in five searches of Kimmel’s name landed Internet surfers on pages that “tested positive” for online malware threats. What’s no joke: Once again, cybercrooks have proved that people’s appetite for entertainment feeds their chances at hacking success. Why? “Celebrity names, coupled with the terms ‘video’ and ‘picture,’ are some of the most-searched terms on the Internet,” explains McAfee chief privacy officer Michelle …

AARP Finds ID Theft Higher Than Believed, Simple Preventions Ignored

New research by the AARP Fraud Watch Network finds that identity theft may be occurring at twice the rate previously believed, and the reason may be simple: Many Americans continue to ignore simple, everyday, low-tech steps that have been proved to help protect their personal and financial information, such as locking mailboxes, removing ID theft-worthy items from unattended parked cars and regularly shredding sensitive documents before disposing of them. Many also fail to take other easy measures, including securing smartphones and regularly changing …