How to Get a Free Credit Score, Without Getting Conned

“Free credit scores” are effective bait. Just ask any of the 200,000 consumers who complained to the Federal Trade Commission about one recent online scheme that lured them with “free” access to their credit scores … then snagged them with a common switch: billing $30 a month for credit monitoring services they never ordered. The good news: Some 145,000 of those victims are getting refunds. Within 60 days, the FTC will mail checks — $20 million worth — in varying …

Wi-Fi Safety When Traveling

Any time you use a public Wi-Fi hot spot, you risk having your internet communications intercepted by a hacker. When you’re traveling and your brain is focused on R&R or business meetings, that vulnerability can increase, especially in unfamiliar locales. The two primary Wi-Fi hacks are a “man in the middle,” who positions himself between you and your Wi-Fi connection to track your online movements, and a hacker-developed fake hot spot, known as an “evil twin,” that mimics the name …

10 Tips to Stay Safe on Public Wi-Fi

En español | When you access the Internet at any of the world’s 6 million public Wi-Fi hot spots — at airports, parks, businesses, hotels, wherever — assume that anything you are sending or receiving is up for grabs: your emails, photos, files, passwords, credit card numbers. According to some estimates, up to 95 percent of public hot spots are insecure because their wireless networks do not encrypt users’ Web traffic. Without encryption, which scrambles data so it’s not accessible …

Watch Your Wi-Fi! Most Devout Users Are Clueless About Risks, AARP Finds

Although some 84 percent of American adults who use the Internet access it on a daily basis, new AARP research finds that many continue to engage in risky online behaviors — especially at free Wi-Fi hot spots that are potential hotbeds for computer hacking. While a quarter of the 800 adults surveyed for the new report said they use free public Wi-Fi at least weekly, most are clueless about the potential risks. And nearly half of the respondents flunked a …

How to Sign Up With Top Dating Sites

It is a jungle out there, at least in the world of online dating sites. According to Online Dating Magazine, there are some 2,500 online dating sites in the U.S. and more than 5,000 online dating services worldwide. Which to choose? In some ways you’re trying to find the right site and the right man. At least monogamy isn’t an issue with a dating site; you can engage with more than one at a time. Among the leading sites are …

The 411 on Two-Factor Authentication

In an era in which online accounts can be cracked with sophisticated software or a hacker’s ingenuity, taking an extra step when you log in can give you miles in added protection — even when using “strong” passwords. It’s called two-factor authentication (2FA), and it requires both something you know (like a password) and something you have (like a cellphone). Once enacted, after you successfully log in to an online account, you receive a code to your phone, via text …