The New Dating Game — Millennial Style

When my friend was in her 20s, single and living in New York City, she called her suburban mother a few times a week. Often the conversation started with her mom asking, “So?” That was shorthand for “Did you meet any eligible young men?” My friend eventually did meet a guy, and 33 years later they are still happily married. These days we might be reluctant to ask the same question of our millennial children because we might not want …

Why Phoning Your Children Just Isn’t Enough

The medium is the message, Marshall McLuhan famously noted. And in a touch screen world, our relationships with our adult children improve with the more communications media we use. While millennials enjoy chatting on the phone or Skype, they also want parents to “lurk” on Facebook, Instagram, Twitter and other social media so we can follow (not intrusively, though) their lives. That’s the finding of a study by University of Kansas doctoral student Jennifer Schon. “We found that young adults …

Fa La La or Fraud? Sneakiest Holiday Scams

The toppers to scams that prey on holiday shoppers: Watch out for these sneaky seasonal ploys that continue to prove their success at getting a quick buck or sneaking malware onto devices for longer-lasting fraud. Bogus Charities The season of giving is a peak time for taking. Top cons aimed at older donors allege help for police, firefighters, veterans and children, so be on guard for phone calls with heartstring-pulling scripts. Also beware of sound-alike organizations of well-recognized legitimate charities, such as …

1 in 4 Didn’t Notice ID Theft for at Least 2 Years. Would You?

Identity theft is fast-moving. Are you asleep at the wheel? The sooner ID theft is discovered, the easier it is to repair the damage. And yet, 1 in 4 people did not know they were victims until at least two years later, according to the Identity Theft Resource Center (ITRC). That’s more than enough time to destroy your financial life and start a new one on your dime. Sixteen percent of 201 people from 39 states who contacted the ITRC in …

Picking a Financial Adviser? This Tool Can Help

Investors are generally advised to check the background of brokers or other financial professionals before doing business with them. Yet, how many of us really do that, even though it could protect our life savings? It’s safe to say, not a lot. One reason: Even though this information is available online, it’s not been that easy to navigate the multiple websites to find it. >> Should You Invest in Collectibles? Now the U.S. Commodity Futures Trading Commission has created the CFTC SmartCheck, …

10 Dumbest Things to Do Online

Trying to get scammed? Engage in these stupid but common online practices and the smart money is that you likely will. 1. Falling for emotional bait. Online and otherwise, scammers line their pockets on your emotions — greed, fear, curiosity — and often fuel each with “Act Now!” urgency. Offers of easy money and threats of negative consequences phish for your money and/or personal information. Promises of forbidden photos or links, especially with terse “Check this out!” messages, are used to install …