Picking a Financial Adviser? This Tool Can Help

Investors are generally advised to check the background of brokers or other financial professionals before doing business with them. Yet, how many of us really do that, even though it could protect our life savings? It’s safe to say, not a lot. One reason: Even though this information is available online, it’s not been that easy to navigate the multiple websites to find it. >> Should You Invest in Collectibles? Now the U.S. Commodity Futures Trading Commission has created the CFTC SmartCheck, …

10 Dumbest Things to Do Online

Trying to get scammed? Engage in these stupid but common online practices and the smart money is that you likely will. 1. Falling for emotional bait. Online and otherwise, scammers line their pockets on your emotions — greed, fear, curiosity — and often fuel each with “Act Now!” urgency. Offers of easy money and threats of negative consequences phish for your money and/or personal information. Promises of forbidden photos or links, especially with terse “Check this out!” messages, are used to install …

Dangerous Search Terms Beyond ‘Jimmy Kimmel’

Jimmy Kimmel got laughs last week after being named 2014’s Most Dangerous Cyber Celebrity. According to online security firm McAfee, one in five searches of Kimmel’s name landed Internet surfers on pages that “tested positive” for online malware threats. What’s no joke: Once again, cybercrooks have proved that people’s appetite for entertainment feeds their chances at hacking success. Why? “Celebrity names, coupled with the terms ‘video’ and ‘picture,’ are some of the most-searched terms on the Internet,” explains McAfee chief privacy officer Michelle …

AARP Finds ID Theft Higher Than Believed, Simple Preventions Ignored

New research by the AARP Fraud Watch Network finds that identity theft may be occurring at twice the rate previously believed, and the reason may be simple: Many Americans continue to ignore simple, everyday, low-tech steps that have been proved to help protect their personal and financial information, such as locking mailboxes, removing ID theft-worthy items from unattended parked cars and regularly shredding sensitive documents before disposing of them. Many also fail to take other easy measures, including securing smartphones and regularly changing …

Will Online Voter Registration Go National?

While several states continue legal wrangling over how voters must prove their identity at the polls, a new bill in Congress aims to make it easier for millions of eligible voters to at least register. Democratic Sen. Kirsten Gillibrand of New York filed legislation Sept. 18 that would require all states to offer online voter registration and set national standards for how they do it. Only 22 states now have some form of online voter registration; five other states have …