What to Shred and When

April showers? With spring cleaning and the end of tax-filing season, what really “reigns” this month are free shredding events held across the country — including dozens hosted by our Fraud Watch Network and AARP Foundation — to safely destroy unneeded paperwork that could help crooks steal your identity. Granted, shredding shouldn’t be your sole defense. ID theft is more likely to result from data breaches, computer malware, a lost or stolen wallet and other devious methods, including thieves buying sensitive …

Your Medicare Summary Notice, Decoded

Truth be told, I’m a little young for launching into Medicare status. I’ve got a good 30 years to go for full coverage. But like many of you, I’ve struggled to read my insurance statements for years. What do all of the columns mean? What are non-covered charges, and why am I getting them, when I go to a regular doctor of mine? Or why did my insurance company pay less than what they approved for a health expense?  For …