Who Really Pays for Health Care? It’s Not Who You Think

By Jay Hancock, Staff Writer, Kaiser Health News Eight million Americans have signed up for private health insurance – much of it government subsidized – under the Affordable Care Act. Millions more obtained new coverage through Medicaid, the government-sponsored insurance program for low-income people. The full implementation of the law – along with its wider coverage, new taxes and shifting subsidies – has brought renewed discussions and debates over the winners and the losers in the new health care landscape. Here are …

Employers Shift More Health Care Costs to Workers

It’s not that your paycheck feels smaller. It is smaller, thanks to the bigger portion that health care costs are siphoning from your take-home pay. Employers year after year have shifted more of the burden for health insurance costs to workers. And it’s no different for this year. Employees’ premiums rose by nearly 7 percent to $2,975 for 2014, not counting out-of-pocket costs, according to a survey released this week by Towers Watson and the National Business Group on Health, …

Report: 3.3 Million Americans Enroll in Private ACA Health Plans

By Phil Galewitz, Kaiser Health News Staff Writer Nearly 3.3 million Americans have signed up for private health insurance plans since October through the new online marketplaces created by the health law, with enrollment continuing to surge through January, an Obama administration report said Wednesday. But the number of young adults signing up continues to lag expectations, which could impact insurance premiums next year. Insurance industry officials have been closely watching the mix of customers to make sure they get …

10 Most Expensive Insurance Markets

By Jordan Rau, Kaiser Health News If you are buying health coverage in the Colorado ski resort towns, the Connecticut suburbs of New York City or a bunch of otherwise low-cost rural regions of Georgia, Mississippi and Nevada, you live in the most expensive insurance marketplaces under the new health law. The 10 most expensive regions also include Alaska and Vermont and large parts of Wisconsin and Wyoming. The ranking is based on the lowest price “silver” plan, which is …

AARP Debuts New Health Care Costs Calculator

It could be a costly mistake if you aren’t considering health care costs in your retirement plan, financial advisers tell us. According to the latest estimate by Boston-based Fidelity Investments, premiums, deductibles and other out-of-pocket expenses could cost a 65-year-old couple retiring today a hair-raising $220,000 – and that’s after Medicare coverage kicks in. Yet we seem to be a little short-sighted. In a recent Fidelity poll of more than 1,800 people, nearly half of adults ages 55 to 64 believe …

Tap These Tools to Figure Your Health Plan Costs

Looking to compare health insurance plans and costs? Read on. If you’re buying insurance  from one of the new health insurance exchanges created by the Affordable Care Act, a calculator created by the nonprofit Kaiser Foundation may help you. It illustrates health insurance premiums and state-based tax credit subsidies that may be available to you if you’re  middle-income, under age 65, and not eligible for coverage through your employer, Medicaid or Medicare. (The calculator doesn’t work for people in New York, Kentucky, …