Is Medical Debt Highly Unhealthy for Your Credit Score?

Are consumers’ credit scores unfairly dinged by medical debt? The Consumer Financial Protection Bureau thinks so. The agency released a new report that says unpaid medical debt sent to collections – and appearing on credit reports – can overly penalize consumers. Credit scores, generated by information in credit reports, are three-digit numbers that try to predict a consumer’s likelihood of paying bills. The higher the number, the better. Businesses use scores to decide whether to extend credit and at what interest …

Now You Have Direct Access to Your Lab Reports

By Ankita Rao, Kaiser Health News Calling your doctor to get lab results might be a thing of the past: a new federal rule will allow patients to have direct access to their completed laboratory reports. The regulation was announced Monday by the Department of Health and Human Services. It amends privacy rules under the Health Insurance Portability and Accountability Act (HIPAA) and the Clinical Laboratory Improvement Amendments of 1988 (CLIA) that required patients to get their lab results from …