Building Financial Resilience for the Future

Hispanic Heritage Month is a great time not only to recognize and celebrate the contributions of Hispanics and Latino Americans, but also to reevaluate what it will take to prepare for financial resilience in the future. It’s an opportunity for individuals, families and communities to develop actionable strategies to achieve financial freedom. Don’t spend your hard-earned cash on these 10 money-wasters » Develop goals and assess finances Today is the first day of the rest of your financial future. One of the first things …

Seven Easy Ways to Boost Your 401(k)

Sadly, 401(k)  plans may not be the best vehicle to guarantee us a secure retirement that will last through the years. Too many variable factors – the market’s performance, the timing of  our retirement, the cost of our plan, our asset allocation and so on – can influence whether we’re able to save the sobering amount financial planners say we’ll need. By the looks of it, we’re in deep trouble. Financial advisers say we need to have saved eight to …