10 New Year’s Resolutions to Prevent Scams

Pledging to drop pounds might be the most popular New Year’s resolution, but consider adding these 10 simple steps to reduce your risk of scams in 2015 and beyond: Get your credit report – three times a year. Only about 1 in 6 Americans check their credit reports annually with each of the three credit bureaus, and 1 in 4 check with only one bureau, AARP has found. Bad move, since everyone is entitled to three freebies per 12 months at AnnualCreditReport.com. It’s …

Personal Scams, Not Data Breaches, Are Real Cons of 2014

While some 750 documented data breaches and the hacking of 160 million personal and business and government payment records dominated the news in 2014, the prime calling cards of scammers trying to steal your hard-earned money were intimidation and fear. Here’s how the scams work: IRS Impostor Scam: In what officials had already called “the largest scam of its kind” in March, scammers continue to pose as agents of the Internal Revenue Service and U.S. Treasury Department in live and automated …

Fa La La or Fraud? Sneakiest Holiday Scams

The toppers to scams that prey on holiday shoppers: Watch out for these sneaky seasonal ploys that continue to prove their success at getting a quick buck or sneaking malware onto devices for longer-lasting fraud. Bogus Charities The season of giving is a peak time for taking. Top cons aimed at older donors allege help for police, firefighters, veterans and children, so be on guard for phone calls with heartstring-pulling scripts. Also beware of sound-alike organizations of well-recognized legitimate charities, such as …

Season’s Cheatings! Get Wise to Holiday Shopping Scams

Black Friday has kicked off the official holiday shopping season, so here’s a rundown of the most common scams aimed at shoppers — and how you can avoid them: The name game Scammer-run websites use the names of popular items and retailers to steal credit card and password information or deliver malware. You’re led to them when you do online keyword searches, including terms like “discount toys.” >> Top Seasonal Scams to Avoid Search away to compare prices, but before you click …

1 in 4 Didn’t Notice ID Theft for at Least 2 Years. Would You?

Identity theft is fast-moving. Are you asleep at the wheel? The sooner ID theft is discovered, the easier it is to repair the damage. And yet, 1 in 4 people did not know they were victims until at least two years later, according to the Identity Theft Resource Center (ITRC). That’s more than enough time to destroy your financial life and start a new one on your dime. Sixteen percent of 201 people from 39 states who contacted the ITRC in …