Fight Financial Clutter (or Do as I Say , Not as I Do)

As a financial adviser, I’ve seen a lot of clutter in people’s financial lives. I know people who have dozens of financial accounts. Problem is, the more accounts one has, the harder — and more time-consuming and stressful — it is to keep track of everything. I know one person, for instance, who has about a dozen different bank accounts, three brokerage accounts, and many stocks and mutual funds in these accounts. Though I typically don’t name people in my …

10 Things to Tell Our Youth About Being Stopped by Police

Peace of mind: That’s one quality of life that none of us can buy. And there’s nothing that gives us more peace of mind than to know that our beloved children, grandchildren, nieces and nephews are safe and happy. But, lately, a string of news stories about police shootings of unarmed black men has made us a little more uneasy. Giving Back | Share Your Experience in Your Community » Of course our children can’t always be in our sight. And …

Three Simple Lifesaving Strategies for Good Health

Updated May 4, 2015 A recent survey conducted by AARP found that the top concern on the minds of African Americans over 50 is staying healthy. With that in mind, I want to spotlight health disparities in the black community and how we can stay healthier and live longer. According to the CDC Health Disparities and Inequalities Report — United States, 2013, here are some of the disparities: African American adults develop diabetes at twice the rate of white adults. African Americans …

Remembering Willie T. Barrow, ‘the Little Warrior’

Just last year I wrote about the Rev. Willie T. Barrow, nicknamed the Little Warrior, as an example of seasoned civil rights leaders who chose to stay in the battle instead of retiring. Receiving an award, she once said, “At the age of 89 years, I’m still working. The good Lord is not through with me yet.” Barrow, a veteran foot soldier for civil rights, passed away March 12 at the age of 90. The field organizer for the Rev. …

How to Choose a Car to Make Aging Easier

The last time I bought a new car I was 20 years younger and I wanted something that fit me at the time — classy, sexy and fast! Twenty years later, my priorities have taken a U-turn. Now practicality is my top priority. A new car must not only meet my needs as I age but also be suitable for driving around my 91-year-old dad (who lives with me and has Alzheimer’s) and his service dog, Mr. Jackson. Nearly six …

There’s No Shame in the Senior Discounts Game

You can remove the girl out of the flirt, but not the flirt out of the woman. Thus, when an extremely attractive gentleman hovered near the department store counter and the sister ringing up my purchase announced all loud that there was a 15 percent discount for senior citizens, I demurred. I was buying a $25 lipstick and wasn’t about to blow my cover with cutie pie for a discount of less than five bucks. After a bunch of winking and …