Rate of Americans Without Health Insurance Hit New Low in 2014

WASHINGTON (AP) — The share of Americans without health insurance dropped to its lowest level in seven years in 2014 as President Barack Obama’s overhaul took full effect, according to an extensive survey released Tuesday. The Gallup-Healthways Well-Being Index found that the trend appears likely to continue this year, since 55 percent of those who remained uninsured told the pollster they plan to get coverage rather than face escalating tax penalties. No state saw a statistically significant increase in the …

Census Scams: Hard to Detect, Easy for Fraudsters

Although this con is not as well known as other government impostor schemes, posing as a U.S. Census Bureau worker gives crooks a distinct advantage, thanks to the legitimate American Community Survey (ACS). Unlike the “big” population census that occurs every decade in years ending in zero, the ACS is ongoing, providing data each year to help determine how $400 billion in federal and state funding is distributed. Along with the expected — age, sex, race and education — it includes some …

New Study Finds $522 Billion Cost of Caregivers’ Sacrificed Time

Family caregivers in the U.S. spend an estimated 30 billion hours per year caring for older family and friends. That’s about $522 billion in care, according to a new Rand Corp. study, as measured by valuing the time caregivers have sacrificed in order to be able to provide care. Replacing that care with unskilled paid care at minimum wage would cost $221 billion, while replacing it with skilled nursing care would cost $642 billion annually. An AARP study found nearly half of …

Top 10 Unbelievable Excuses for Calling In Sick

The job-listing site CareerBuilder released its 2014 roundup of the year’s 10 most dubious excuses that bosses have heard from employees. It’s hard to believe, but here are the doozies your colleagues are dishing out when they call in sick:   I  just put a casserole in the oven.   My plastic surgery for enhancement purposes needed some “tweaking” to get it just right.   I was sitting on the toilet for so long that my feet and legs fell …

Older Voters May Be Swing Factor in Key Senate Races

Older voters continue to lean Republican in this year’s Senate races, a new survey shows, but there have been significant shifts in seven battleground states from a comparable survey by the same organizations nearly two months ago. Overall, Republicans are on the cusp of gaining the six seats they need to take control of the Senate in the Nov. 4 election, shows the survey, conducted by YouGov of Palo Alto, Calif., for the New York Times/CBS News Battleground Tracker. Alaska. …

Elder Financial Fraud Just Keeps Getting Worse

A new survey is bringing renewed attention to the hideous crime of elder financial fraud — and the results show just how underreported it is. In a survey of 2,000 people, only 5 percent of people age 65 and up admitted to being swindled. Yet 19 percent of younger respondents (ages 40 to 64) said they knew of a family member or friend who’d been a victim of elder financial fraud, according to the survey by the Minneapolis-based life insurance …