Could You Retire From Your Job in Debt?

Think about retiring from your job with no savings — not even a little bit — just debt. Unfortunately this is the case for one in five Utahans, according to a new study released recently by Notalys LLC. This news is troubling, to say the least. To make matters worse, with 45 percent of working-age households having nothing — zero dollars — saved toward retirement, what’s playing out in Utah could have significance nationwide. That’s why Utah and other states around …

21 States Still Debating Affordable Health Coverage

For five years Michele from Montana, didn’t have access to affordable health care. She didn’t go to the doctor because she couldn’t afford it; this scared her. When health care laws began to change, Michele began to dream about what it would be like to have health coverage again, and how she would take better care of herself. But when many others gained access to affordable care last year, Michele did not. Instead, she was one of millions of hard-working Americans …

Groundbreaking Law Will Help 2.5 Million Workers Retire With Confidence

”Great news from Illinois: A new law will help 2.5 million workers retire with confidence. Signed by former Gov. Quinn this year, the Illinois Secure Choice Program gives millions of state residents a way to save for their future at work — a tool that increases savings rates by 15 times.  Upon signing the bill, Gov. Quinn shared, “This is a special … opportunity, for all of us to go forward at helping people save for retirement. Secure Choice is …

11 Things We Didn’t Know Last Week

News, discoveries and … fun. 1. The 24th 007 movie will feature the first 50-year-old “Bond Girl.” (Learn more at AARP) 2. President Obama has acid reflux. (Learn more at AARP) 3. Your flu shot might not protect you from half the varieties of this season’s bugs. (Learn more at AARP) 4. When the president of Ukraine seeks advice, he sometimes turns to a doll. (Learn more at Buzzfeed) 5. Smoking is unhealthy for anyone, but it’s worse for men. …

Momentum Builds to Close Health Coverage Gap

When you’re sick, what do you do? A. Nothing, B. Call a doctor, or C. Go to the E.R.? Every day, millions of hard-working Americans who have lost their jobs or are struggling in jobs without health coverage choose A. Nothing. That is, until their condition gets so bad they are forced to choose C. and go to the ER. Without affordable health coverage, paying for a doctor’s appointment is just too expensive, and the necessities of daily living like …

A Tale of Two Americas

Today’s sobering statistic: Almost 20 percent of people ages 55 to 64 have no retirement savings. And even among those who have saved, millions are facing a retirement “deficit” – meaning they will outlive their retirement savings by $57,000 on average per household. Why does that matter to the rest of us? Because if millions of older adults haven’t saved enough to be self-sufficient in retirement, they will end up turning to government safety net services – a costly proposition …