Could You Retire From Your Job in Debt?

Think about retiring from your job with no savings — not even a little bit — just debt. Unfortunately this is the case for one in five Utahans, according to a new study released recently by Notalys LLC. This news is troubling, to say the least. To make matters worse, with 45 percent of working-age households having nothing — zero dollars — saved toward retirement, what’s playing out in Utah could have significance nationwide. That’s why Utah and other states around …

For Family Caregivers, Love Is More Than Chocolate and Roses

Valentine’s Day may be over, but 42 million Americans continue to give their hearts each and every day. They are family caregivers who help parents, spouses, aunts, uncles and other loved ones to live independently at home, where they want to be. For these unsung heroes, love goes beyond chocolate and roses — and their labor of love means driving to doctor’s appointments, cooking, cleaning, helping bathe and dress their loved ones, managing medications, performing medical tasks and more. Gwen …

The CARE Act: A Commonsense Solution to Help Family Caregivers

Alice from Texas cared for her husband, Cort, after he suffered a severe stroke.  She recently shared her story on I Heart Caregivers, writing, “After a week in intensive care, three weeks in a rehab facility and a month in a nursing home, I brought my husband home to begin his care. He came home with a severe wound on his back. I learned wound care, changing catheters, all the duties of a home healthcare nurse. Since then, he has …

Older Voters May Be Swing Factor in Key Senate Races

Older voters continue to lean Republican in this year’s Senate races, a new survey shows, but there have been significant shifts in seven battleground states from a comparable survey by the same organizations nearly two months ago. Overall, Republicans are on the cusp of gaining the six seats they need to take control of the Senate in the Nov. 4 election, shows the survey, conducted by YouGov of Palo Alto, Calif., for the New York Times/CBS News Battleground Tracker. Alaska. …

Virginia Senate Candidates Spar Over Social Security, Medicare

In their final scheduled debate before Election Day, Virginia’s two major-party candidates for the U.S. Senate sparred over their records on Social Security and Medicare while voicing similar views on steps needed to address their long-term financing. The debate, held in Richmond on Oct. 13 and televised statewide, was cosponsored by AARP Virginia, whose president, Bob Blancato, asked the candidates how they would protect the programs. “If you are 47 years old or younger … you are looking at getting …

A Tale of Two Americas

Today’s sobering statistic: Almost 20 percent of people ages 55 to 64 have no retirement savings. And even among those who have saved, millions are facing a retirement “deficit” – meaning they will outlive their retirement savings by $57,000 on average per household. Why does that matter to the rest of us? Because if millions of older adults haven’t saved enough to be self-sufficient in retirement, they will end up turning to government safety net services – a costly proposition …